Puerto Rico · HMDA 2025

Mortgage lenders in Utuado Municipio, PR

22 lenders reported 93 home-loan applications in Utuado Municipio in 2025. 48 closed as loans ($5.0M), 16 were denied — a 24.2% denial rate on decided applications, above the Puerto Rico rate of 18.5%. The three most active lenders handled 49% of applications, led by Banco Popular de Puerto Rico. 4 lenders in the list are banks or credit unions with a TellerScore profile.

Applications: 93
Loans originated: 48
Purchase / refinance: 37 / 9
30-yr rate (national): 7.40%week of Oct 15, 2026

Lenders ranked by applications in Utuado Municipio

#	Lender	Applications here	Share	Nationwide denial rate
1	Banco Popular de Puerto Rico 42 out of 100, Below average	23	24.7%	23.8%
2	COOPERATIVA DE AHORRO Y CREDITO DE LARES	16	17.2%	—
3	THE MONEY HOUSE INC.	7	7.5%	—
4	FIRSTBANK PUERTO RICO 72 out of 100, Strong	7	7.5%	23.3%
5	Oriental Bank 61 out of 100, Moderate	5	5.4%	26.4%
6	HOME MORTGAGE BANKERS CORP.	4	4.3%	—
7	SUN WEST MORTGAGE COMPANY, INC.	4	4.3%	—
8	PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate	4	4.3%	45.9%
9	PREFERRED MORTGAGE CORPORATION	3	3.2%	—
10	FIRST EQUITY MORTGAGE BANKERS, INC.	3	3.2%	—
11	TRUST MORTGAGE, CORP	3	3.2%	—
12	Cooperativa de Ahoro y Crédito Bo. Quebrada de Camuy, PR	2	2.2%	—
13	E.M.I. EQUITY MORTGAGE, INC.	2	2.2%	—
14	METRO ISLAND MORTGAGE, INC.	2	2.2%	—
15	Broker Solutions, Inc.	1	1.1%	—
16	CROSSCOUNTRY MORTGAGE, INC.	1	1.1%	—
17	COOPERATIVA DE AHORRO Y CREDITO DE MANATI INC.	1	1.1%	—
18	COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA	1	1.1%	—
19	THE LENDING CENTER CORPORATION	1	1.1%	—
20	HR MORTGAGE CORP.	1	1.1%	—
21	EVERETT FINANCIAL, INC.	1	1.1%	—
22	COOPERATIVA DE AHORRO Y CREDITO DE CAMUY	1	1.1%	—

Top 22 of 22 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.