Puerto Rico · HMDA 2025
Mortgage lenders in Vega Alta Municipio, PR
32 lenders reported 314 home-loan applications in Vega Alta Municipio in 2025. 176 closed as loans ($41.6M), 34 were denied — a 16.0% denial rate on decided applications, below the Puerto Rico rate of 18.5%. The three most active lenders handled 47% of applications, led by Banco Popular de Puerto Rico. 5 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 314
- Loans originated
- 176
- Purchase / refinance
- 133 / 36
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Vega Alta Municipio
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Banco Popular de Puerto Rico 42 out of 100, Below average | 79 | 25.2% | 23.8% |
| 2 | FIRSTBANK PUERTO RICO 72 out of 100, Strong | 38 | 12.1% | 23.3% |
| 3 | THE MONEY HOUSE INC. | 31 | 9.9% | — |
| 4 | Oriental Bank 61 out of 100, Moderate | 20 | 6.4% | 26.4% |
| 5 | COOPERATIVA DE AHORRO Y CREDITO VEGA ALTA | 15 | 4.8% | — |
| 6 | PREFERRED MORTGAGE CORPORATION | 13 | 4.1% | — |
| 7 | FIRST EQUITY MORTGAGE BANKERS, INC. | 13 | 4.1% | — |
| 8 | METRO ISLAND MORTGAGE, INC. | 13 | 4.1% | — |
| 9 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 12 | 3.8% | 45.9% |
| 10 | TRUST MORTGAGE, CORP | 11 | 3.5% | — |
| 11 | COOPERATIVA DE AHORRO Y CREDITO DE MANATI INC. | 7 | 2.2% | — |
| 12 | RM ACTUAL MORTGAGE, INC. | 7 | 2.2% | — |
| 13 | VIG MORTGAGE CORPORATION | 6 | 1.9% | — |
| 14 | COOPERATIVA DE CREDITO LA SAGRADA FAMILIA | 6 | 1.9% | — |
| 15 | R. F. Mortgage & Investment Corporation | 6 | 1.9% | — |
| 16 | SUN WEST MORTGAGE COMPANY, INC. | 5 | 1.6% | — |
| 17 | Capital Mortgage Services Corp. | 4 | 1.3% | — |
| 18 | HOME MORTGAGE BANKERS CORP. | 4 | 1.3% | — |
| 19 | E.M.I. EQUITY MORTGAGE, INC. | 4 | 1.3% | — |
| 20 | CALCON MUTUAL MORTGAGE LLC | 4 | 1.3% | — |
| 21 | Broker Solutions, Inc. | 3 | 1.0% | — |
| 22 | Senior Mortgage Bankers Inc. | 2 | 0.6% | — |
| 23 | HR MORTGAGE CORP. | 2 | 0.6% | — |
| 24 | CARIBE FEDERAL CREDIT UNION 82 out of 100, Strong | 1 | 0.3% | 30.8% |
| 25 | Cooperativa de Ahorro y Credito Hatillo | 1 | 0.3% | — |
| 26 | LATIN AMERICAN FINANCIAL CORPORATION | 1 | 0.3% | — |
| 27 | MULTIPLES MORTGAGE CORPORATION | 1 | 0.3% | — |
| 28 | Banesco USA | 1 | 0.3% | — |
| 29 | Equity Prime Mortgage LLC | 1 | 0.3% | — |
| 30 | Cooperativa de Ahorro y Credito de Rincon | 1 | 0.3% | — |
| 31 | COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA | 1 | 0.3% | — |
| 32 | EVERETT FINANCIAL, INC. | 1 | 0.3% | — |
Top 32 of 32 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
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