Puerto Rico · HMDA 2025

Mortgage lenders in Vega Baja Municipio, PR

36 lenders reported 467 home-loan applications in Vega Baja Municipio in 2025. 253 closed as loans ($42.7M), 59 were denied — a 18.7% denial rate on decided applications, close to the Puerto Rico rate of 18.5%. The three most active lenders handled 53% of applications, led by Banco Popular de Puerto Rico. 5 lenders in the list are banks or credit unions with a TellerScore profile.

Applications: 467
Loans originated: 253
Purchase / refinance: 220 / 27
30-yr rate (national): 7.40%week of Oct 15, 2026

Lenders ranked by applications in Vega Baja Municipio

#	Lender	Applications here	Share	Nationwide denial rate
1	Banco Popular de Puerto Rico 42 out of 100, Below average	159	34.0%	23.8%
2	FIRSTBANK PUERTO RICO 72 out of 100, Strong	54	11.6%	23.3%
3	Oriental Bank 61 out of 100, Moderate	33	7.1%	26.4%
4	THE MONEY HOUSE INC.	29	6.2%	—
5	FIRST EQUITY MORTGAGE BANKERS, INC.	25	5.4%	—
6	TRUST MORTGAGE, CORP	20	4.3%	—
7	PREFERRED MORTGAGE CORPORATION	19	4.1%	—
8	COOPERATIVA DE AHORRO Y CREDITO DE MANATI INC.	16	3.4%	—
9	RM ACTUAL MORTGAGE, INC.	16	3.4%	—
10	HOME MORTGAGE BANKERS CORP.	10	2.1%	—
11	METRO ISLAND MORTGAGE, INC.	10	2.1%	—
12	Capital Mortgage Services Corp.	8	1.7%	—
13	SUN WEST MORTGAGE COMPANY, INC.	7	1.5%	—
14	COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA	7	1.5%	—
15	VIG MORTGAGE CORPORATION	6	1.3%	—
16	Broker Solutions, Inc.	5	1.1%	—
17	COOPERATIVA DE CREDITO LA SAGRADA FAMILIA	5	1.1%	—
18	COOPERATIVA DE AHORRO Y CREDITO VEGA ALTA	5	1.1%	—
19	PLANET HOME LENDING, LLC	4	0.9%	—
20	PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate	4	0.9%	45.9%
21	HR MORTGAGE CORP.	4	0.9%	—
22	VILLAGE CAPITAL & INVESTMENT LLC	3	0.6%	—
23	CROSSCOUNTRY MORTGAGE, INC.	2	0.4%	—
24	CARIBE FEDERAL CREDIT UNION 82 out of 100, Strong	2	0.4%	30.8%
25	R. F. Mortgage & Investment Corporation	2	0.4%	—
26	MULTIPLES MORTGAGE CORPORATION	2	0.4%	—
27	Senior Mortgage Bankers Inc.	1	0.2%	—
28	COOPERATIVA DE AHORRO Y CREDITO LAS PIEDRAS	1	0.2%	—
29	E.M.I. EQUITY MORTGAGE, INC.	1	0.2%	—
30	Cooperativa A/C de Arecibo	1	0.2%	—
31	LATIN AMERICAN FINANCIAL CORPORATION	1	0.2%	—
32	Cooperativa de Ahorro y Credito Jesus Obrero	1	0.2%	—
33	City Lending Inc.	1	0.2%	—
34	EVERETT FINANCIAL, INC.	1	0.2%	—
35	COOPERATIVA DE AHORRO Y CREDITO DE LARES	1	0.2%	—
36	COOPERATIVA DE AHORRO Y CREDITO DE CAMUY	1	0.2%	—

Top 36 of 36 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.