South Carolina · HMDA 2025
Mortgage lenders in Edgefield County, SC
160 lenders reported 1,293 home-loan applications in Edgefield County in 2025. 627 closed as loans ($165.3M), 190 were denied — a 22.2% denial rate on decided applications, below the South Carolina rate of 23.4%. The three most active lenders handled 18% of applications, led by SRP Federal Credit Union. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,293
- Loans originated
- 627
- Purchase / refinance
- 393 / 143
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Edgefield County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | SRP Federal Credit Union 81 out of 100, Strong | 93 | 7.2% | 16.6% |
| 2 | 21st Mortgage Corporation | 71 | 5.5% | — |
| 3 | GUILD MORTGAGE COMPANY | 66 | 5.1% | — |
| 4 | Rocket Mortgage, LLC | 62 | 4.8% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 53 | 4.1% | — |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 46 | 3.6% | — |
| 7 | FREEDOM MORTGAGE CORPORATION | 43 | 3.3% | — |
| 8 | Regions Bank 64 out of 100, Moderate | 39 | 3.0% | 43.1% |
| 9 | AMERIHOME MORTGAGE COMPANY, LLC | 36 | 2.8% | — |
| 10 | NEWREZ LLC | 35 | 2.7% | — |
| 11 | Mortgage Research Center, LLC | 34 | 2.6% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 32 | 2.5% | — |
| 13 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 30 | 2.3% | 22.5% |
| 14 | Navy Federal Credit Union 66 out of 100, Moderate | 26 | 2.0% | 32.9% |
| 15 | SouthState Bank, National Association 68 out of 100, Moderate | 24 | 1.9% | 23.3% |
| 16 | First Heritage Mortgage, LLC | 23 | 1.8% | — |
| 17 | Ameris Bank 67 out of 100, Moderate | 22 | 1.7% | 10.5% |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 19 | 1.5% | 14.1% |
| 19 | MOVEMENT MORTGAGE, LLC | 19 | 1.5% | — |
| 20 | PHH Mortgage Corporation | 18 | 1.4% | — |
| 21 | Security Federal Bank 69 out of 100, Moderate | 18 | 1.4% | 10.8% |
| 22 | AmeriSave Mortgage Corporation | 17 | 1.3% | — |
| 23 | Fairway Independent Mortgage Corporation | 15 | 1.2% | — |
| 24 | Broker Solutions, Inc. | 15 | 1.2% | — |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 15 | 1.2% | — |
| 26 | TRIAD FINANCIAL SERVICES, INC. | 14 | 1.1% | — |
| 27 | Queensborough National Bank & Trust Company 62 out of 100, Moderate | 14 | 1.1% | 7.8% |
| 28 | VILLAGE CAPITAL & INVESTMENT LLC | 13 | 1.0% | — |
| 29 | Cadence Bank | 13 | 1.0% | — |
| 30 | COLONY BANK 64 out of 100, Moderate | 12 | 0.9% | 4.8% |
| 31 | NATIONSTAR MORTGAGE LLC | 12 | 0.9% | — |
| 32 | NEW DAY FINANCIAL, LLC | 12 | 0.9% | — |
| 33 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 11 | 0.9% | 22.2% |
| 34 | Assurance Financial Group, L.L.C. | 11 | 0.9% | — |
| 35 | Bank of America, National Association 59 out of 100, Moderate | 10 | 0.8% | 44.7% |
| 36 | AMERICAN FINANCIAL RESOURCES, INC. | 10 | 0.8% | — |
| 37 | CALCON MUTUAL MORTGAGE LLC | 10 | 0.8% | — |
| 38 | UNION HOME MORTGAGE CORP. | 10 | 0.8% | — |
| 39 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 9 | 0.7% | 45.9% |
| 40 | First Community Bank 71 out of 100, Strong | 8 | 0.6% | 4.8% |
Top 40 of 160 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Carolina
- Horry County 29,958 apps
- Greenville County 27,185 apps
- Charleston County 22,573 apps
- Richland County 21,341 apps
- Spartanburg County 21,212 apps
- Berkeley County 18,456 apps
- Lexington County 16,956 apps
- York County 16,907 apps
- Beaufort County 13,025 apps
- Dorchester County 11,732 apps
- Anderson County 10,668 apps
- Aiken County 9,272 apps