South Carolina · HMDA 2025
Mortgage lenders in Fairfield County, SC
149 lenders reported 867 home-loan applications in Fairfield County in 2025. 356 closed as loans ($81.7M), 187 were denied — a 32.2% denial rate on decided applications, above the South Carolina rate of 23.4%. The three most active lenders handled 19% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 867
- Loans originated
- 356
- Purchase / refinance
- 198 / 98
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Fairfield County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 69 | 8.0% | — |
| 2 | 21st Mortgage Corporation | 51 | 5.9% | — |
| 3 | Rocket Mortgage, LLC | 43 | 5.0% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 34 | 3.9% | — |
| 5 | FOUNDERS FEDERAL CREDIT UNION 79 out of 100, Strong | 30 | 3.5% | 26.2% |
| 6 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 24 | 2.8% | 22.5% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 22 | 2.5% | — |
| 8 | Navy Federal Credit Union 66 out of 100, Moderate | 20 | 2.3% | 32.9% |
| 9 | NEWREZ LLC | 20 | 2.3% | — |
| 10 | NEW DAY FINANCIAL, LLC | 20 | 2.3% | — |
| 11 | Mortgage Research Center, LLC | 16 | 1.8% | — |
| 12 | Palmetto Citizens Federal Credit Union 80 out of 100, Strong | 16 | 1.8% | 25.7% |
| 13 | SouthState Bank, National Association 68 out of 100, Moderate | 15 | 1.7% | 23.3% |
| 14 | AmeriSave Mortgage Corporation | 14 | 1.6% | — |
| 15 | ALLSOUTH FEDERAL CREDIT UNION 93 out of 100, Very strong | 14 | 1.6% | 32.2% |
| 16 | Truist Bank 63 out of 100, Moderate | 12 | 1.4% | 40.8% |
| 17 | Loandepot.Com, LLC | 12 | 1.4% | — |
| 18 | GUILD MORTGAGE COMPANY | 12 | 1.4% | — |
| 19 | VILLAGE CAPITAL & INVESTMENT LLC | 12 | 1.4% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 11 | 1.3% | 14.1% |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 1.3% | — |
| 22 | FREEDOM MORTGAGE CORPORATION | 11 | 1.3% | — |
| 23 | Broker Solutions, Inc. | 10 | 1.2% | — |
| 24 | CMG MORTGAGE, INC. | 9 | 1.0% | — |
| 25 | MOVEMENT MORTGAGE, LLC | 9 | 1.0% | — |
| 26 | CROSSCOUNTRY MORTGAGE, INC. | 9 | 1.0% | — |
| 27 | First Community Bank 71 out of 100, Strong | 9 | 1.0% | 4.8% |
| 28 | SOUTHWEST STAGE FUNDING, LLC | 9 | 1.0% | — |
| 29 | LOWER, LLC | 9 | 1.0% | — |
| 30 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 8 | 0.9% | 22.2% |
| 31 | SPRING EQ, LLC | 8 | 0.9% | — |
| 32 | PLANET HOME LENDING, LLC | 8 | 0.9% | — |
| 33 | Kiavi Funding, Inc. | 8 | 0.9% | — |
| 34 | TAMMAC HOLDINGS CORPORATION | 8 | 0.9% | — |
| 35 | NATIONSTAR MORTGAGE LLC | 8 | 0.9% | — |
| 36 | CALCON MUTUAL MORTGAGE LLC | 8 | 0.9% | — |
| 37 | TRIAD FINANCIAL SERVICES, INC. | 7 | 0.8% | — |
| 38 | AMERICAN FINANCIAL RESOURCES, INC. | 7 | 0.8% | — |
| 39 | SAFE FEDERAL CREDIT UNION 73 out of 100, Strong | 7 | 0.8% | 21.3% |
| 40 | PHH Mortgage Corporation | 7 | 0.8% | — |
Top 40 of 149 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Carolina
- Horry County 29,958 apps
- Greenville County 27,185 apps
- Charleston County 22,573 apps
- Richland County 21,341 apps
- Spartanburg County 21,212 apps
- Berkeley County 18,456 apps
- Lexington County 16,956 apps
- York County 16,907 apps
- Beaufort County 13,025 apps
- Dorchester County 11,732 apps
- Anderson County 10,668 apps
- Aiken County 9,272 apps