South Carolina · HMDA 2025
Mortgage lenders in Hampton County, SC
109 lenders reported 665 home-loan applications in Hampton County in 2025. 217 closed as loans ($34.5M), 250 were denied — a 51.8% denial rate on decided applications, above the South Carolina rate of 23.4%. The three most active lenders handled 39% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 665
- Loans originated
- 217
- Purchase / refinance
- 126 / 67
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hampton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 152 | 22.9% | — |
| 2 | 21st Mortgage Corporation | 73 | 11.0% | — |
| 3 | TAMMAC HOLDINGS CORPORATION | 34 | 5.1% | — |
| 4 | Rocket Mortgage, LLC | 28 | 4.2% | — |
| 5 | Palmetto State Bank 88 out of 100, Very strong | 28 | 4.2% | 9.1% |
| 6 | Mortgage Research Center, LLC | 19 | 2.9% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 18 | 2.7% | — |
| 8 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 17 | 2.6% | 74.7% |
| 9 | Navy Federal Credit Union 66 out of 100, Moderate | 13 | 2.0% | 32.9% |
| 10 | Regions Bank 64 out of 100, Moderate | 13 | 2.0% | 43.1% |
| 11 | SOUTHWEST STAGE FUNDING, LLC | 12 | 1.8% | — |
| 12 | TRIAD FINANCIAL SERVICES, INC. | 10 | 1.5% | — |
| 13 | SouthState Bank, National Association 68 out of 100, Moderate | 10 | 1.5% | 23.3% |
| 14 | PENNYMAC LOAN SERVICES, LLC | 9 | 1.4% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 9 | 1.4% | — |
| 16 | Broker Solutions, Inc. | 8 | 1.2% | — |
| 17 | AmeriSave Mortgage Corporation | 8 | 1.2% | — |
| 18 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 1.2% | — |
| 19 | Bank of America, National Association 59 out of 100, Moderate | 7 | 1.1% | 44.7% |
| 20 | Equity Prime Mortgage LLC | 7 | 1.1% | — |
| 21 | NEWREZ LLC | 6 | 0.9% | — |
| 22 | Truist Bank 63 out of 100, Moderate | 6 | 0.9% | 40.8% |
| 23 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 6 | 0.9% | 22.2% |
| 24 | Loandepot.Com, LLC | 6 | 0.9% | — |
| 25 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 6 | 0.9% | — |
| 26 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 6 | 0.9% | — |
| 27 | PLANET HOME LENDING, LLC | 6 | 0.9% | — |
| 28 | SRP Federal Credit Union 81 out of 100, Strong | 6 | 0.9% | 16.6% |
| 29 | Gateway First Bank 54 out of 100, Below average | 5 | 0.8% | 5.3% |
| 30 | UNION HOME MORTGAGE CORP. | 5 | 0.8% | — |
| 31 | VILLAGE CAPITAL & INVESTMENT LLC | 5 | 0.8% | — |
| 32 | SPRING EQ, LLC | 4 | 0.6% | — |
| 33 | Bank of the Lowcountry 65 out of 100, Moderate | 4 | 0.6% | 6.6% |
| 34 | MUTUAL OF OMAHA MORTGAGE, INC. | 4 | 0.6% | — |
| 35 | LOWER, LLC | 4 | 0.6% | — |
| 36 | CPM Federal Credit Union 46 out of 100, Below average | 3 | 0.5% | 19.3% |
| 37 | COREVEST AMERICAN FINANCE LENDER LLC | 3 | 0.5% | — |
| 38 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 3 | 0.5% | — |
| 39 | NEW DAY FINANCIAL, LLC | 3 | 0.5% | — |
| 40 | CARRINGTON MORTGAGE SERVICES, LLC | 3 | 0.5% | — |
Top 40 of 109 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Carolina
- Horry County 29,958 apps
- Greenville County 27,185 apps
- Charleston County 22,573 apps
- Richland County 21,341 apps
- Spartanburg County 21,212 apps
- Berkeley County 18,456 apps
- Lexington County 16,956 apps
- York County 16,907 apps
- Beaufort County 13,025 apps
- Dorchester County 11,732 apps
- Anderson County 10,668 apps
- Aiken County 9,272 apps