South Carolina · HMDA 2025
Mortgage lenders in Kershaw County, SC
244 lenders reported 3,664 home-loan applications in Kershaw County in 2025. 1,732 closed as loans ($414.7M), 598 were denied — a 24.4% denial rate on decided applications, close to the South Carolina rate of 23.4%. The three most active lenders handled 15% of applications, led by PENNYMAC LOAN SERVICES, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,664
- Loans originated
- 1,732
- Purchase / refinance
- 1,007 / 508
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Kershaw County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 206 | 5.6% | — |
| 2 | Rocket Mortgage, LLC | 179 | 4.9% | — |
| 3 | GUILD MORTGAGE COMPANY | 157 | 4.3% | — |
| 4 | DHI MORTGAGE COMPANY, LTD. | 149 | 4.1% | — |
| 5 | FREEDOM MORTGAGE CORPORATION | 146 | 4.0% | — |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 134 | 3.7% | — |
| 7 | NEWREZ LLC | 130 | 3.5% | — |
| 8 | Mortgage Research Center, LLC | 117 | 3.2% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 114 | 3.1% | — |
| 10 | 21st Mortgage Corporation | 101 | 2.8% | — |
| 11 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 87 | 2.4% | 22.5% |
| 12 | SAFE FEDERAL CREDIT UNION 73 out of 100, Strong | 83 | 2.3% | 21.3% |
| 13 | Navy Federal Credit Union 66 out of 100, Moderate | 73 | 2.0% | 32.9% |
| 14 | LENNAR MORTGAGE, LLC | 63 | 1.7% | — |
| 15 | PLANET HOME LENDING, LLC | 61 | 1.7% | — |
| 16 | First Palmetto Bank 71 out of 100, Strong | 60 | 1.6% | 5.4% |
| 17 | VILLAGE CAPITAL & INVESTMENT LLC | 57 | 1.6% | — |
| 18 | Palmetto Citizens Federal Credit Union 80 out of 100, Strong | 54 | 1.5% | 25.7% |
| 19 | CROSSCOUNTRY MORTGAGE, INC. | 53 | 1.4% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 51 | 1.4% | — |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 48 | 1.3% | 14.1% |
| 22 | Broker Solutions, Inc. | 47 | 1.3% | — |
| 23 | Bank of America, National Association 59 out of 100, Moderate | 45 | 1.2% | 44.7% |
| 24 | FBC MORTGAGE, LLC | 45 | 1.2% | — |
| 25 | MOVEMENT MORTGAGE, LLC | 44 | 1.2% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 43 | 1.2% | — |
| 27 | NEW DAY FINANCIAL, LLC | 43 | 1.2% | — |
| 28 | First Heritage Mortgage, LLC | 39 | 1.1% | — |
| 29 | LOWER, LLC | 38 | 1.0% | — |
| 30 | Ameris Bank 67 out of 100, Moderate | 36 | 1.0% | 10.5% |
| 31 | LAKEVIEW LOAN SERVICING, LLC | 35 | 1.0% | — |
| 32 | MID CAROLINA Credit Union 77 out of 100, Strong | 34 | 0.9% | 0.0% |
| 33 | Loandepot.Com, LLC | 29 | 0.8% | — |
| 34 | TRIAD FINANCIAL SERVICES, INC. | 29 | 0.8% | — |
| 35 | Equity Prime Mortgage LLC | 27 | 0.7% | — |
| 36 | ALLSOUTH FEDERAL CREDIT UNION 93 out of 100, Very strong | 27 | 0.7% | 32.2% |
| 37 | SPRING EQ, LLC | 25 | 0.7% | — |
| 38 | Synovus Bank | 25 | 0.7% | — |
| 39 | AmeriSave Mortgage Corporation | 23 | 0.6% | — |
| 40 | RESOURCE FINANCIAL SERVICES, INC. | 23 | 0.6% | — |
Top 40 of 244 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Carolina
- Horry County 29,958 apps
- Greenville County 27,185 apps
- Charleston County 22,573 apps
- Richland County 21,341 apps
- Spartanburg County 21,212 apps
- Berkeley County 18,456 apps
- Lexington County 16,956 apps
- York County 16,907 apps
- Beaufort County 13,025 apps
- Dorchester County 11,732 apps
- Anderson County 10,668 apps
- Aiken County 9,272 apps