South Carolina · HMDA 2025
Mortgage lenders in McCormick County, SC
118 lenders reported 453 home-loan applications in McCormick County in 2025. 229 closed as loans ($56.1M), 83 were denied — a 25.8% denial rate on decided applications, above the South Carolina rate of 23.4%. The three most active lenders handled 21% of applications, led by First-Citizens Bank & Trust Company. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 453
- Loans originated
- 229
- Purchase / refinance
- 131 / 51
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in McCormick County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 34 | 7.5% | 22.5% |
| 2 | Rocket Mortgage, LLC | 32 | 7.1% | — |
| 3 | LOWER, LLC | 28 | 6.2% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 26 | 5.7% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 23 | 5.1% | — |
| 6 | Truist Bank 63 out of 100, Moderate | 20 | 4.4% | 40.8% |
| 7 | Mortgage Research Center, LLC | 14 | 3.1% | — |
| 8 | NEWREZ LLC | 11 | 2.4% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 10 | 2.2% | — |
| 10 | AmeriSave Mortgage Corporation | 10 | 2.2% | — |
| 11 | 21st Mortgage Corporation | 9 | 2.0% | — |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 9 | 2.0% | — |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 8 | 1.8% | 14.1% |
| 14 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 1.5% | 32.9% |
| 15 | Loandepot.Com, LLC | 7 | 1.5% | — |
| 16 | GUILD MORTGAGE COMPANY | 7 | 1.5% | — |
| 17 | SRP Federal Credit Union 81 out of 100, Strong | 7 | 1.5% | 16.6% |
| 18 | MOVEMENT MORTGAGE, LLC | 6 | 1.3% | — |
| 19 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 6 | 1.3% | — |
| 20 | Broker Solutions, Inc. | 5 | 1.1% | — |
| 21 | SPRING EQ, LLC | 5 | 1.1% | — |
| 22 | AMERICAN FINANCIAL RESOURCES, INC. | 5 | 1.1% | — |
| 23 | TAMMAC HOLDINGS CORPORATION | 5 | 1.1% | — |
| 24 | FREEDOM MORTGAGE CORPORATION | 5 | 1.1% | — |
| 25 | SouthState Bank, National Association 68 out of 100, Moderate | 5 | 1.1% | 23.3% |
| 26 | Citizens Bank, National Association 54 out of 100, Below average | 4 | 0.9% | 32.5% |
| 27 | TRIAD FINANCIAL SERVICES, INC. | 4 | 0.9% | — |
| 28 | Bank of America, National Association 59 out of 100, Moderate | 4 | 0.9% | 44.7% |
| 29 | Queensborough National Bank & Trust Company 62 out of 100, Moderate | 4 | 0.9% | 7.8% |
| 30 | NATIONSTAR MORTGAGE LLC | 4 | 0.9% | — |
| 31 | VILLAGE CAPITAL & INVESTMENT LLC | 4 | 0.9% | — |
| 32 | CMG MORTGAGE, INC. | 3 | 0.7% | — |
| 33 | Fairway Independent Mortgage Corporation | 3 | 0.7% | — |
| 34 | Discover Bank | 3 | 0.7% | — |
| 35 | Regions Bank 64 out of 100, Moderate | 3 | 0.7% | 43.1% |
| 36 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.7% | — |
| 37 | Countybank 69 out of 100, Moderate | 3 | 0.7% | 6.5% |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 3 | 0.7% | — |
| 39 | LENDSURE MORTGAGE CORP. | 3 | 0.7% | — |
| 40 | PHH Mortgage Corporation | 3 | 0.7% | — |
Top 40 of 118 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Carolina
- Horry County 29,958 apps
- Greenville County 27,185 apps
- Charleston County 22,573 apps
- Richland County 21,341 apps
- Spartanburg County 21,212 apps
- Berkeley County 18,456 apps
- Lexington County 16,956 apps
- York County 16,907 apps
- Beaufort County 13,025 apps
- Dorchester County 11,732 apps
- Anderson County 10,668 apps
- Aiken County 9,272 apps