South Carolina · HMDA 2025
Mortgage lenders in Orangeburg County, SC
255 lenders reported 3,857 home-loan applications in Orangeburg County in 2025. 1,263 closed as loans ($244.5M), 1,251 were denied — a 46.9% denial rate on decided applications, above the South Carolina rate of 23.4%. The three most active lenders handled 28% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,857
- Loans originated
- 1,263
- Purchase / refinance
- 820 / 293
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Orangeburg County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 574 | 14.9% | — |
| 2 | 21st Mortgage Corporation | 360 | 9.3% | — |
| 3 | DHI MORTGAGE COMPANY, LTD. | 165 | 4.3% | — |
| 4 | TAMMAC HOLDINGS CORPORATION | 146 | 3.8% | — |
| 5 | Rocket Mortgage, LLC | 121 | 3.1% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 120 | 3.1% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 111 | 2.9% | — |
| 8 | TRIAD FINANCIAL SERVICES, INC. | 92 | 2.4% | — |
| 9 | NEWREZ LLC | 84 | 2.2% | — |
| 10 | SouthState Bank, National Association 68 out of 100, Moderate | 81 | 2.1% | 23.3% |
| 11 | Broker Solutions, Inc. | 72 | 1.9% | — |
| 12 | Mortgage Research Center, LLC | 64 | 1.7% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 63 | 1.6% | — |
| 14 | Navy Federal Credit Union 66 out of 100, Moderate | 62 | 1.6% | 32.9% |
| 15 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 61 | 1.6% | 22.5% |
| 16 | S. C. STATE FEDERAL CREDIT UNION 91 out of 100, Very strong | 60 | 1.6% | 23.2% |
| 17 | NVR Mortgage Finance, Inc. | 60 | 1.6% | — |
| 18 | GUILD MORTGAGE COMPANY | 55 | 1.4% | — |
| 19 | SOUTHWEST STAGE FUNDING, LLC | 55 | 1.4% | — |
| 20 | Loandepot.Com, LLC | 48 | 1.2% | — |
| 21 | Ameris Bank 67 out of 100, Moderate | 44 | 1.1% | 10.5% |
| 22 | VILLAGE CAPITAL & INVESTMENT LLC | 41 | 1.1% | — |
| 23 | CPM Federal Credit Union 46 out of 100, Below average | 39 | 1.0% | 19.3% |
| 24 | Kiavi Funding, Inc. | 36 | 0.9% | — |
| 25 | NEW DAY FINANCIAL, LLC | 36 | 0.9% | — |
| 26 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 35 | 0.9% | 14.1% |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 34 | 0.9% | — |
| 28 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 34 | 0.9% | — |
| 29 | PLANET HOME LENDING, LLC | 34 | 0.9% | — |
| 30 | Truist Bank 63 out of 100, Moderate | 29 | 0.8% | 40.8% |
| 31 | AmeriSave Mortgage Corporation | 29 | 0.8% | — |
| 32 | AMERIHOME MORTGAGE COMPANY, LLC | 28 | 0.7% | — |
| 33 | CARRINGTON MORTGAGE SERVICES, LLC | 28 | 0.7% | — |
| 34 | Bank of America, National Association 59 out of 100, Moderate | 25 | 0.6% | 44.7% |
| 35 | SPRING EQ, LLC | 25 | 0.6% | — |
| 36 | NATION ONE MORTGAGE CORPORATION | 24 | 0.6% | — |
| 37 | NATIONSTAR MORTGAGE LLC | 22 | 0.6% | — |
| 38 | CAROLINA ONE MORTGAGE, LLC | 21 | 0.5% | — |
| 39 | AMERICAN FINANCIAL RESOURCES, INC. | 20 | 0.5% | — |
| 40 | SOUTH CAROLINA FEDERAL CREDIT UNION 76 out of 100, Strong | 20 | 0.5% | 15.7% |
Top 40 of 255 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Carolina
- Horry County 29,958 apps
- Greenville County 27,185 apps
- Charleston County 22,573 apps
- Richland County 21,341 apps
- Spartanburg County 21,212 apps
- Berkeley County 18,456 apps
- Lexington County 16,956 apps
- York County 16,907 apps
- Beaufort County 13,025 apps
- Dorchester County 11,732 apps
- Anderson County 10,668 apps
- Aiken County 9,272 apps