Tennessee · HMDA 2025
Mortgage lenders in Anderson County, TN
260 lenders reported 4,160 home-loan applications in Anderson County in 2025. 2,106 closed as loans ($549.5M), 643 were denied — a 22.2% denial rate on decided applications, close to the Tennessee rate of 21.6%. The three most active lenders handled 18% of applications, led by Y-12 Federal Credit Union. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,160
- Loans originated
- 2,106
- Purchase / refinance
- 1,033 / 718
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Anderson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Y-12 Federal Credit Union 70 out of 100, Strong | 259 | 6.2% | 34.4% |
| 2 | Rocket Mortgage, LLC | 235 | 5.6% | — |
| 3 | MORTGAGE INVESTORS GROUP, INC. | 235 | 5.6% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 224 | 5.4% | — |
| 5 | ORNL | 193 | 4.6% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 180 | 4.3% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 127 | 3.1% | — |
| 8 | Regions Bank 64 out of 100, Moderate | 127 | 3.1% | 43.1% |
| 9 | FREEDOM MORTGAGE CORPORATION | 87 | 2.1% | — |
| 10 | DHI MORTGAGE COMPANY, LTD. | 83 | 2.0% | — |
| 11 | Mortgage Research Center, LLC | 83 | 2.0% | — |
| 12 | NEWREZ LLC | 75 | 1.8% | — |
| 13 | 21st Mortgage Corporation | 72 | 1.7% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 69 | 1.7% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 65 | 1.6% | 14.1% |
| 16 | NATIONSTAR MORTGAGE LLC | 64 | 1.5% | — |
| 17 | KNOXVILLE TVA EMPLOYEES CREDIT UNION 73 out of 100, Strong | 58 | 1.4% | 5.1% |
| 18 | Truist Bank 63 out of 100, Moderate | 57 | 1.4% | 40.8% |
| 19 | FirstBank 59 out of 100, Moderate | 53 | 1.3% | 42.8% |
| 20 | Fairway Independent Mortgage Corporation | 51 | 1.2% | — |
| 21 | Broker Solutions, Inc. | 49 | 1.2% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 46 | 1.1% | 32.9% |
| 23 | ENRICHMENT | 43 | 1.0% | — |
| 24 | MOVEMENT MORTGAGE, LLC | 39 | 0.9% | — |
| 25 | Home Federal Bank of Tennessee | 39 | 0.9% | — |
| 26 | PLANET HOME LENDING, LLC | 36 | 0.9% | — |
| 27 | LAKEVIEW LOAN SERVICING, LLC | 35 | 0.8% | — |
| 28 | U.S. Bank National Association 55 out of 100, Moderate | 34 | 0.8% | 39.5% |
| 29 | VILLAGE CAPITAL & INVESTMENT LLC | 34 | 0.8% | — |
| 30 | GUARANTEED RATE, INC. | 33 | 0.8% | — |
| 31 | Coastal Community Bank 35 out of 100, Low | 33 | 0.8% | 3.0% |
| 32 | AmeriSave Mortgage Corporation | 32 | 0.8% | — |
| 33 | EUSTIS MORTGAGE CORPORATION | 31 | 0.7% | — |
| 34 | FIRST COMMUNITY MORTGAGE, INC. | 31 | 0.7% | — |
| 35 | Community Trust Bank, Inc. 80 out of 100, Strong | 29 | 0.7% | 13.9% |
| 36 | CROSSCOUNTRY MORTGAGE, INC. | 28 | 0.7% | — |
| 37 | FIGURE LENDING LLC | 28 | 0.7% | — |
| 38 | Pinnacle Bank 60 out of 100, Moderate | 28 | 0.7% | 17.5% |
| 39 | AMERICAN PACIFIC MORTGAGE CORPORATION | 27 | 0.6% | — |
| 40 | Peoples Bank of the South | 27 | 0.6% | — |
Top 40 of 260 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps