Tennessee · HMDA 2025
Mortgage lenders in DeKalb County, TN
175 lenders reported 1,167 home-loan applications in DeKalb County in 2025. 628 closed as loans ($165.2M), 185 were denied — a 21.5% denial rate on decided applications, close to the Tennessee rate of 21.6%. The three most active lenders handled 19% of applications, led by WILSON BANK AND TRUST. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,167
- Loans originated
- 628
- Purchase / refinance
- 290 / 218
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in DeKalb County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | WILSON BANK AND TRUST 72 out of 100, Strong | 77 | 6.6% | 12.7% |
| 2 | FirstBank 59 out of 100, Moderate | 77 | 6.6% | 42.8% |
| 3 | Rocket Mortgage, LLC | 67 | 5.7% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 56 | 4.8% | — |
| 5 | Regions Bank 64 out of 100, Moderate | 55 | 4.7% | 43.1% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 52 | 4.5% | — |
| 7 | The First National Bank of Middle Tennessee | 44 | 3.8% | — |
| 8 | Citizens Bank of Lafayette 60 out of 100, Moderate | 29 | 2.5% | 0.5% |
| 9 | CMG MORTGAGE, INC. | 27 | 2.3% | — |
| 10 | 21st Mortgage Corporation | 26 | 2.2% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 25 | 2.1% | — |
| 12 | Mortgage Research Center, LLC | 21 | 1.8% | — |
| 13 | NEWREZ LLC | 19 | 1.6% | — |
| 14 | CROSSCOUNTRY MORTGAGE, INC. | 16 | 1.4% | — |
| 15 | ASCEND FEDERAL CREDIT UNION 83 out of 100, Strong | 16 | 1.4% | 22.1% |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 15 | 1.3% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 14 | 1.2% | 14.1% |
| 18 | VANDERBILT MORTGAGE AND FINANCE, INC. | 14 | 1.2% | — |
| 19 | Broker Solutions, Inc. | 13 | 1.1% | — |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 12 | 1.0% | 32.9% |
| 21 | GUILD MORTGAGE COMPANY | 12 | 1.0% | — |
| 22 | SOUTHWEST STAGE FUNDING, LLC | 12 | 1.0% | — |
| 23 | PLANET HOME LENDING, LLC | 12 | 1.0% | — |
| 24 | UNION HOME MORTGAGE CORP. | 12 | 1.0% | — |
| 25 | U.S. Bank National Association 55 out of 100, Moderate | 11 | 0.9% | 39.5% |
| 26 | AMERICAN FINANCIAL RESOURCES, INC. | 11 | 0.9% | — |
| 27 | AMERICAN PACIFIC MORTGAGE CORPORATION | 11 | 0.9% | — |
| 28 | VILLAGE CAPITAL & INVESTMENT LLC | 11 | 0.9% | — |
| 29 | LAKEVIEW LOAN SERVICING, LLC | 10 | 0.9% | — |
| 30 | SPRING EQ, LLC | 9 | 0.8% | — |
| 31 | Equity Prime Mortgage LLC | 9 | 0.8% | — |
| 32 | Truist Bank 63 out of 100, Moderate | 8 | 0.7% | 40.8% |
| 33 | CITIZENS BANK | 8 | 0.7% | — |
| 34 | NEW DAY FINANCIAL, LLC | 8 | 0.7% | — |
| 35 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 8 | 0.7% | 74.7% |
| 36 | Citizens Bank, National Association 54 out of 100, Below average | 7 | 0.6% | 32.5% |
| 37 | FIGURE LENDING LLC | 7 | 0.6% | — |
| 38 | NATIONSTAR MORTGAGE LLC | 7 | 0.6% | — |
| 39 | CARRINGTON MORTGAGE SERVICES, LLC | 7 | 0.6% | — |
| 40 | Primis Mortgage Company | 7 | 0.6% | — |
Top 40 of 175 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps