Tennessee · HMDA 2025
Mortgage lenders in Franklin County, TN
232 lenders reported 2,194 home-loan applications in Franklin County in 2025. 1,134 closed as loans ($306.8M), 275 were denied — a 18.5% denial rate on decided applications, below the Tennessee rate of 21.6%. The three most active lenders handled 17% of applications, led by ASCEND FEDERAL CREDIT UNION. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,194
- Loans originated
- 1,134
- Purchase / refinance
- 518 / 463
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Franklin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | ASCEND FEDERAL CREDIT UNION 83 out of 100, Strong | 152 | 6.9% | 22.1% |
| 2 | Rocket Mortgage, LLC | 121 | 5.5% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 108 | 4.9% | — |
| 4 | Citizens Tri-County Bank 70 out of 100, Strong | 103 | 4.7% | 11.3% |
| 5 | FIRST COMMUNITY MORTGAGE, INC. | 99 | 4.5% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 90 | 4.1% | — |
| 7 | AMERIHOME MORTGAGE COMPANY, LLC | 83 | 3.8% | — |
| 8 | Regions Bank 64 out of 100, Moderate | 69 | 3.1% | 43.1% |
| 9 | CMG MORTGAGE, INC. | 66 | 3.0% | — |
| 10 | FirstBank 59 out of 100, Moderate | 61 | 2.8% | 42.8% |
| 11 | FREEDOM MORTGAGE CORPORATION | 50 | 2.3% | — |
| 12 | Primis Mortgage Company | 46 | 2.1% | — |
| 13 | NEWREZ LLC | 43 | 2.0% | — |
| 14 | Mortgage Research Center, LLC | 43 | 2.0% | — |
| 15 | Broker Solutions, Inc. | 39 | 1.8% | — |
| 16 | U.S. Bank National Association 55 out of 100, Moderate | 33 | 1.5% | 39.5% |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 32 | 1.5% | 14.1% |
| 18 | 21st Mortgage Corporation | 31 | 1.4% | — |
| 19 | Citizens Bank, National Association 54 out of 100, Below average | 28 | 1.3% | 32.5% |
| 20 | PLANET HOME LENDING, LLC | 28 | 1.3% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 28 | 1.3% | — |
| 22 | VANDERBILT MORTGAGE AND FINANCE, INC. | 24 | 1.1% | — |
| 23 | Citizens Bank of Lafayette 60 out of 100, Moderate | 24 | 1.1% | 0.5% |
| 24 | NEW DAY FINANCIAL, LLC | 23 | 1.0% | — |
| 25 | first vision bank of tennessee 77 out of 100, Strong | 23 | 1.0% | 5.8% |
| 26 | LAKEVIEW LOAN SERVICING, LLC | 22 | 1.0% | — |
| 27 | VILLAGE CAPITAL & INVESTMENT LLC | 22 | 1.0% | — |
| 28 | REDSTONE Federal Credit Union 85 out of 100, Very strong | 21 | 1.0% | 23.2% |
| 29 | Truist Bank 63 out of 100, Moderate | 20 | 0.9% | 40.8% |
| 30 | CROSSCOUNTRY MORTGAGE, INC. | 20 | 0.9% | — |
| 31 | MUTUAL OF OMAHA MORTGAGE, INC. | 20 | 0.9% | — |
| 32 | FIGURE LENDING LLC | 17 | 0.8% | — |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 16 | 0.7% | 32.9% |
| 34 | AmeriSave Mortgage Corporation | 15 | 0.7% | — |
| 35 | SPRING EQ, LLC | 15 | 0.7% | — |
| 36 | SmartBank 66 out of 100, Moderate | 14 | 0.6% | 12.9% |
| 37 | Loandepot.Com, LLC | 13 | 0.6% | — |
| 38 | Coastal Community Bank 35 out of 100, Low | 13 | 0.6% | 3.0% |
| 39 | The First National Bank of Middle Tennessee | 11 | 0.5% | — |
| 40 | FIRST COLONY MORTGAGE CORPORATION | 10 | 0.5% | — |
Top 40 of 232 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps