Tennessee · HMDA 2025
Mortgage lenders in Giles County, TN
191 lenders reported 1,423 home-loan applications in Giles County in 2025. 745 closed as loans ($185.1M), 210 were denied — a 21.1% denial rate on decided applications, close to the Tennessee rate of 21.6%. The three most active lenders handled 15% of applications, led by Rocket Mortgage, LLC. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,423
- Loans originated
- 745
- Purchase / refinance
- 332 / 303
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Giles County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 100 | 7.0% | — |
| 2 | First National Bank of Pulaski 77 out of 100, Strong | 64 | 4.5% | 5.6% |
| 3 | Truist Bank 63 out of 100, Moderate | 56 | 3.9% | 40.8% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 56 | 3.9% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 55 | 3.9% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 54 | 3.8% | — |
| 7 | FIRST COMMUNITY MORTGAGE, INC. | 42 | 3.0% | — |
| 8 | Bank of Frankewing 41 out of 100, Below average | 42 | 3.0% | 10.9% |
| 9 | KELLEY MORTGAGE, LLC | 33 | 2.3% | — |
| 10 | CB&S Bank, Inc. | 30 | 2.1% | — |
| 11 | REDSTONE Federal Credit Union 85 out of 100, Very strong | 29 | 2.0% | 23.2% |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 28 | 2.0% | — |
| 13 | Mortgage Research Center, LLC | 28 | 2.0% | — |
| 14 | First Farmers and Merchants Bank 79 out of 100, Strong | 27 | 1.9% | 17.9% |
| 15 | U.S. Bank National Association 55 out of 100, Moderate | 26 | 1.8% | 39.5% |
| 16 | Fairway Independent Mortgage Corporation | 24 | 1.7% | — |
| 17 | Broker Solutions, Inc. | 23 | 1.6% | — |
| 18 | AmeriSave Mortgage Corporation | 23 | 1.6% | — |
| 19 | FREEDOM MORTGAGE CORPORATION | 23 | 1.6% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 22 | 1.5% | — |
| 21 | VILLAGE CAPITAL & INVESTMENT LLC | 22 | 1.5% | — |
| 22 | Primis Mortgage Company | 21 | 1.5% | — |
| 23 | NEWREZ LLC | 19 | 1.3% | — |
| 24 | Farm Credit Mid-America | 18 | 1.3% | — |
| 25 | FirstBank 59 out of 100, Moderate | 18 | 1.3% | 42.8% |
| 26 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 17 | 1.2% | 14.1% |
| 27 | CMG MORTGAGE, INC. | 15 | 1.1% | — |
| 28 | SPRING EQ, LLC | 15 | 1.1% | — |
| 29 | FIGURE LENDING LLC | 15 | 1.1% | — |
| 30 | ASCEND FEDERAL CREDIT UNION 83 out of 100, Strong | 15 | 1.1% | 22.1% |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 14 | 1.0% | 32.9% |
| 32 | PLANET HOME LENDING, LLC | 14 | 1.0% | — |
| 33 | NATIONSTAR MORTGAGE LLC | 13 | 0.9% | — |
| 34 | Fortera Federal Credit Union 78 out of 100, Strong | 11 | 0.8% | 27.6% |
| 35 | Coastal Community Bank 35 out of 100, Low | 11 | 0.8% | 3.0% |
| 36 | 21st Mortgage Corporation | 10 | 0.7% | — |
| 37 | CARRINGTON MORTGAGE SERVICES, LLC | 10 | 0.7% | — |
| 38 | GUARANTEED RATE, INC. | 9 | 0.6% | — |
| 39 | Bank of America, National Association 59 out of 100, Moderate | 9 | 0.6% | 44.7% |
| 40 | NEW DAY FINANCIAL, LLC | 9 | 0.6% | — |
Top 40 of 191 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps