Tennessee · HMDA 2025
Mortgage lenders in Hardeman County, TN
125 lenders reported 779 home-loan applications in Hardeman County in 2025. 357 closed as loans ($63.1M), 156 were denied — a 28.3% denial rate on decided applications, above the Tennessee rate of 21.6%. The three most active lenders handled 17% of applications, led by 21st Mortgage Corporation. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 779
- Loans originated
- 357
- Purchase / refinance
- 189 / 103
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hardeman County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 47 | 6.0% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 44 | 5.6% | — |
| 3 | Regions Bank 64 out of 100, Moderate | 43 | 5.5% | 43.1% |
| 4 | Brighton Bank | 42 | 5.4% | — |
| 5 | Centennial Bank 59 out of 100, Moderate | 39 | 5.0% | 6.7% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 35 | 4.5% | — |
| 7 | Rocket Mortgage, LLC | 34 | 4.4% | — |
| 8 | Simmons Bank 60 out of 100, Moderate | 28 | 3.6% | 26.5% |
| 9 | CB&S Bank, Inc. | 25 | 3.2% | — |
| 10 | The Bank of Fayette County | 24 | 3.1% | — |
| 11 | Mortgage Research Center, LLC | 23 | 3.0% | — |
| 12 | NEWREZ LLC | 22 | 2.8% | — |
| 13 | Leaders Credit Union 69 out of 100, Moderate | 17 | 2.2% | 18.6% |
| 14 | TRIAD FINANCIAL SERVICES, INC. | 16 | 2.1% | — |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 13 | 1.7% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 13 | 1.7% | — |
| 17 | AmeriSave Mortgage Corporation | 12 | 1.5% | — |
| 18 | FirstBank 59 out of 100, Moderate | 12 | 1.5% | 42.8% |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 10 | 1.3% | 14.1% |
| 20 | FIRST COMMUNITY MORTGAGE, INC. | 10 | 1.3% | — |
| 21 | Navy Federal Credit Union 66 out of 100, Moderate | 9 | 1.2% | 32.9% |
| 22 | PLANET HOME LENDING, LLC | 9 | 1.2% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 9 | 1.2% | — |
| 24 | VILLAGE CAPITAL & INVESTMENT LLC | 9 | 1.2% | — |
| 25 | Primis Mortgage Company | 9 | 1.2% | — |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 8 | 1.0% | — |
| 27 | Cadence Bank | 8 | 1.0% | — |
| 28 | Fairway Independent Mortgage Corporation | 7 | 0.9% | — |
| 29 | Farm Credit Mid-America | 7 | 0.9% | — |
| 30 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 0.8% | — |
| 31 | CARRINGTON MORTGAGE SERVICES, LLC | 6 | 0.8% | — |
| 32 | GoodLeap, LLC | 6 | 0.8% | — |
| 33 | Loandepot.Com, LLC | 5 | 0.6% | — |
| 34 | Broker Solutions, Inc. | 5 | 0.6% | — |
| 35 | PREMIER MORTGAGE RESOURCES, L.L.C. | 5 | 0.6% | — |
| 36 | Equity Prime Mortgage LLC | 5 | 0.6% | — |
| 37 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 5 | 0.6% | — |
| 38 | MORTGAGE INVESTORS GROUP, INC. | 5 | 0.6% | — |
| 39 | First Horizon Bank 64 out of 100, Moderate | 5 | 0.6% | 25.4% |
| 40 | Bank of Holly Springs 52 out of 100, Below average | 5 | 0.6% | 7.0% |
Top 40 of 125 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps