Tennessee · HMDA 2025
Mortgage lenders in Lauderdale County, TN
110 lenders reported 751 home-loan applications in Lauderdale County in 2025. 345 closed as loans ($56.9M), 154 were denied — a 29.3% denial rate on decided applications, above the Tennessee rate of 21.6%. The three most active lenders handled 27% of applications, led by Fairway Independent Mortgage Corporation. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 751
- Loans originated
- 345
- Purchase / refinance
- 198 / 116
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lauderdale County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Fairway Independent Mortgage Corporation | 81 | 10.8% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 75 | 10.0% | — |
| 3 | Regions Bank 64 out of 100, Moderate | 47 | 6.3% | 43.1% |
| 4 | Leaders Credit Union 69 out of 100, Moderate | 39 | 5.2% | 18.6% |
| 5 | BankTennessee | 31 | 4.1% | — |
| 6 | Rocket Mortgage, LLC | 29 | 3.9% | — |
| 7 | Cadence Bank | 29 | 3.9% | — |
| 8 | SECURITY BANK AND TRUST COMPANY 79 out of 100, Strong | 27 | 3.6% | 7.5% |
| 9 | 21st Mortgage Corporation | 25 | 3.3% | — |
| 10 | Mortgage Research Center, LLC | 22 | 2.9% | — |
| 11 | First Citizens National Bank | 20 | 2.7% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 18 | 2.4% | — |
| 13 | Kiavi Funding, Inc. | 18 | 2.4% | — |
| 14 | CROSSCOUNTRY MORTGAGE, INC. | 14 | 1.9% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 14 | 1.9% | — |
| 16 | FIRST COMMUNITY MORTGAGE, INC. | 13 | 1.7% | — |
| 17 | UNITED SHORE FINANCIAL SERVICES, LLC | 12 | 1.6% | — |
| 18 | AmeriSave Mortgage Corporation | 10 | 1.3% | — |
| 19 | PLANET HOME LENDING, LLC | 10 | 1.3% | — |
| 20 | NEW DAY FINANCIAL, LLC | 9 | 1.2% | — |
| 21 | NEWREZ LLC | 8 | 1.1% | — |
| 22 | FirstBank 59 out of 100, Moderate | 8 | 1.1% | 42.8% |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 0.9% | 32.9% |
| 24 | Farm Credit Mid-America | 7 | 0.9% | — |
| 25 | Citizens Bank, National Association 54 out of 100, Below average | 6 | 0.8% | 32.5% |
| 26 | Bank3 | 6 | 0.8% | — |
| 27 | MORTGAGE INVESTORS GROUP, INC. | 6 | 0.8% | — |
| 28 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 0.7% | 14.1% |
| 29 | Broker Solutions, Inc. | 5 | 0.7% | — |
| 30 | TRIAD FINANCIAL SERVICES, INC. | 5 | 0.7% | — |
| 31 | U.S. Bank National Association 55 out of 100, Moderate | 5 | 0.7% | 39.5% |
| 32 | SOUTHWEST STAGE FUNDING, LLC | 5 | 0.7% | — |
| 33 | First South Financial Federally Insured State-Chartered Credit Union | 5 | 0.7% | — |
| 34 | CARRINGTON MORTGAGE SERVICES, LLC | 5 | 0.7% | — |
| 35 | LOWER, LLC | 5 | 0.7% | — |
| 36 | Bank of America, National Association 59 out of 100, Moderate | 4 | 0.5% | 44.7% |
| 37 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 0.5% | — |
| 38 | VILLAGE CAPITAL & INVESTMENT LLC | 4 | 0.5% | — |
| 39 | PHH Mortgage Corporation | 4 | 0.5% | — |
| 40 | Simmons Bank 60 out of 100, Moderate | 4 | 0.5% | 26.5% |
Top 40 of 110 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps