Tennessee · HMDA 2025
Mortgage lenders in McNairy County, TN
141 lenders reported 1,002 home-loan applications in McNairy County in 2025. 508 closed as loans ($86.7M), 194 were denied — a 25.9% denial rate on decided applications, above the Tennessee rate of 21.6%. The three most active lenders handled 19% of applications, led by Cadence Bank. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,002
- Loans originated
- 508
- Purchase / refinance
- 244 / 180
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in McNairy County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Cadence Bank | 73 | 7.3% | — |
| 2 | Rocket Mortgage, LLC | 61 | 6.1% | — |
| 3 | CB&S Bank, Inc. | 58 | 5.8% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 57 | 5.7% | — |
| 5 | Regions Bank 64 out of 100, Moderate | 45 | 4.5% | 43.1% |
| 6 | Mortgage Research Center, LLC | 41 | 4.1% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 40 | 4.0% | — |
| 8 | 21st Mortgage Corporation | 32 | 3.2% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 26 | 2.6% | — |
| 10 | The Bank of Fayette County | 26 | 2.6% | — |
| 11 | Centennial Bank 59 out of 100, Moderate | 20 | 2.0% | 6.7% |
| 12 | Leaders Credit Union 69 out of 100, Moderate | 19 | 1.9% | 18.6% |
| 13 | Equity Prime Mortgage LLC | 19 | 1.9% | — |
| 14 | FIRST COMMUNITY MORTGAGE, INC. | 19 | 1.9% | — |
| 15 | NEWREZ LLC | 18 | 1.8% | — |
| 16 | FirstBank 59 out of 100, Moderate | 18 | 1.8% | 42.8% |
| 17 | TRIAD FINANCIAL SERVICES, INC. | 17 | 1.7% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 16 | 1.6% | — |
| 19 | Brighton Bank | 13 | 1.3% | — |
| 20 | UNION HOME MORTGAGE CORP. | 13 | 1.3% | — |
| 21 | Loandepot.Com, LLC | 12 | 1.2% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 12 | 1.2% | — |
| 23 | NEW DAY FINANCIAL, LLC | 11 | 1.1% | — |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 10 | 1.0% | 14.1% |
| 25 | Coastal Community Bank 35 out of 100, Low | 10 | 1.0% | 3.0% |
| 26 | Citizens Bank, National Association 54 out of 100, Below average | 9 | 0.9% | 32.5% |
| 27 | Farm Credit Mid-America | 9 | 0.9% | — |
| 28 | VILLAGE CAPITAL & INVESTMENT LLC | 9 | 0.9% | — |
| 29 | First Horizon Bank 64 out of 100, Moderate | 9 | 0.9% | 25.4% |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 8 | 0.8% | 32.9% |
| 31 | PLANET HOME LENDING, LLC | 8 | 0.8% | — |
| 32 | USAA Federal Savings Bank 64 out of 100, Moderate | 8 | 0.8% | 37.2% |
| 33 | PHH Mortgage Corporation | 8 | 0.8% | — |
| 34 | Broker Solutions, Inc. | 7 | 0.7% | — |
| 35 | AmeriSave Mortgage Corporation | 7 | 0.7% | — |
| 36 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 0.7% | — |
| 37 | LAKEVIEW LOAN SERVICING, LLC | 7 | 0.7% | — |
| 38 | FIGURE LENDING LLC | 6 | 0.6% | — |
| 39 | Click n' Close, Inc. | 6 | 0.6% | — |
| 40 | AMERICAN FINANCING CORPORATION | 6 | 0.6% | — |
Top 40 of 141 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps