Tennessee · HMDA 2025
Mortgage lenders in Overton County, TN
140 lenders reported 921 home-loan applications in Overton County in 2025. 488 closed as loans ($103.5M), 150 were denied — a 22.1% denial rate on decided applications, close to the Tennessee rate of 21.6%. The three most active lenders handled 18% of applications, led by Citizens Bank of Lafayette. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 921
- Loans originated
- 488
- Purchase / refinance
- 263 / 155
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Overton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Citizens Bank of Lafayette 60 out of 100, Moderate | 64 | 6.9% | 0.5% |
| 2 | One Bank of Tennessee 79 out of 100, Strong | 58 | 6.3% | 3.9% |
| 3 | 21st Mortgage Corporation | 45 | 4.9% | — |
| 4 | Rocket Mortgage, LLC | 41 | 4.5% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 32 | 3.5% | — |
| 6 | Mortgage Research Center, LLC | 29 | 3.1% | — |
| 7 | UNION HOME MORTGAGE CORP. | 29 | 3.1% | — |
| 8 | FirstBank 59 out of 100, Moderate | 27 | 2.9% | 42.8% |
| 9 | FREEDOM MORTGAGE CORPORATION | 24 | 2.6% | — |
| 10 | MASON MCDUFFIE MORTGAGE CORPORATION | 24 | 2.6% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 23 | 2.5% | — |
| 12 | MORTGAGE INVESTORS GROUP, INC. | 23 | 2.5% | — |
| 13 | NEWREZ LLC | 22 | 2.4% | — |
| 14 | Broker Solutions, Inc. | 22 | 2.4% | — |
| 15 | VANDERBILT MORTGAGE AND FINANCE, INC. | 18 | 2.0% | — |
| 16 | AmeriSave Mortgage Corporation | 17 | 1.8% | — |
| 17 | Fairway Independent Mortgage Corporation | 16 | 1.7% | — |
| 18 | SOUTHWEST STAGE FUNDING, LLC | 14 | 1.5% | — |
| 19 | Regions Bank 64 out of 100, Moderate | 13 | 1.4% | 43.1% |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 11 | 1.2% | 14.1% |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 1.2% | — |
| 22 | Builtwell Bank 73 out of 100, Strong | 11 | 1.2% | 20.5% |
| 23 | VILLAGE CAPITAL & INVESTMENT LLC | 11 | 1.2% | — |
| 24 | SPRING EQ, LLC | 10 | 1.1% | — |
| 25 | ASCEND FEDERAL CREDIT UNION 83 out of 100, Strong | 10 | 1.1% | 22.1% |
| 26 | PLANET HOME LENDING, LLC | 9 | 1.0% | — |
| 27 | Navy Federal Credit Union 66 out of 100, Moderate | 8 | 0.9% | 32.9% |
| 28 | WILSON BANK AND TRUST 72 out of 100, Strong | 8 | 0.9% | 12.7% |
| 29 | Farm Credit Mid-America | 8 | 0.9% | — |
| 30 | NATIONSTAR MORTGAGE LLC | 8 | 0.9% | — |
| 31 | CMG MORTGAGE, INC. | 7 | 0.8% | — |
| 32 | U.S. Bank National Association 55 out of 100, Moderate | 7 | 0.8% | 39.5% |
| 33 | Loandepot.Com, LLC | 6 | 0.7% | — |
| 34 | FIGURE LENDING LLC | 6 | 0.7% | — |
| 35 | ISERVE RESIDENTIAL LENDING, LLC | 6 | 0.7% | — |
| 36 | MUTUAL OF OMAHA MORTGAGE, INC. | 6 | 0.7% | — |
| 37 | BETTER MORTGAGE CORPORATION | 6 | 0.7% | — |
| 38 | Truist Bank 63 out of 100, Moderate | 5 | 0.5% | 40.8% |
| 39 | Citizens Bank, National Association 54 out of 100, Below average | 5 | 0.5% | 32.5% |
| 40 | Discover Bank | 5 | 0.5% | — |
Top 40 of 140 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps