Tennessee · HMDA 2025
Mortgage lenders in Rhea County, TN
197 lenders reported 1,719 home-loan applications in Rhea County in 2025. 801 closed as loans ($192.2M), 363 were denied — a 29.3% denial rate on decided applications, above the Tennessee rate of 21.6%. The three most active lenders handled 19% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,719
- Loans originated
- 801
- Purchase / refinance
- 397 / 264
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Rhea County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 144 | 8.4% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 96 | 5.6% | — |
| 3 | Rocket Mortgage, LLC | 90 | 5.2% | — |
| 4 | First Financial Bank, National Association 68 out of 100, Moderate | 83 | 4.8% | 28.8% |
| 5 | TENNESSEE VALLEY FCU | 77 | 4.5% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 66 | 3.8% | — |
| 7 | SouthEast Bank 36 out of 100, Low | 66 | 3.8% | 11.7% |
| 8 | Regions Bank 64 out of 100, Moderate | 56 | 3.3% | 43.1% |
| 9 | DHI MORTGAGE COMPANY, LTD. | 50 | 2.9% | — |
| 10 | FirstBank 59 out of 100, Moderate | 49 | 2.9% | 42.8% |
| 11 | FREEDOM MORTGAGE CORPORATION | 37 | 2.2% | — |
| 12 | FIRST COMMUNITY MORTGAGE, INC. | 36 | 2.1% | — |
| 13 | Mortgage Research Center, LLC | 33 | 1.9% | — |
| 14 | Broker Solutions, Inc. | 28 | 1.6% | — |
| 15 | First Farmers & Commercial Bank | 28 | 1.6% | — |
| 16 | NEWREZ LLC | 25 | 1.5% | — |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 21 | 1.2% | — |
| 18 | 21st Mortgage Corporation | 20 | 1.2% | — |
| 19 | CROSSCOUNTRY MORTGAGE, INC. | 19 | 1.1% | — |
| 20 | AmeriSave Mortgage Corporation | 18 | 1.0% | — |
| 21 | SPRING EQ, LLC | 18 | 1.0% | — |
| 22 | UNION HOME MORTGAGE CORP. | 18 | 1.0% | — |
| 23 | Citizens Tri-County Bank 70 out of 100, Strong | 18 | 1.0% | 11.3% |
| 24 | NATIONSTAR MORTGAGE LLC | 17 | 1.0% | — |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 16 | 0.9% | 32.9% |
| 26 | SOUTHWEST STAGE FUNDING, LLC | 16 | 0.9% | — |
| 27 | KIND LENDING, LLC | 16 | 0.9% | — |
| 28 | MORTGAGE INVESTORS GROUP, INC. | 16 | 0.9% | — |
| 29 | CMG MORTGAGE, INC. | 15 | 0.9% | — |
| 30 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 15 | 0.9% | 14.1% |
| 31 | PLANET HOME LENDING, LLC | 15 | 0.9% | — |
| 32 | FIGURE LENDING LLC | 14 | 0.8% | — |
| 33 | NEW DAY FINANCIAL, LLC | 13 | 0.8% | — |
| 34 | Ixonia Bank 67 out of 100, Moderate | 13 | 0.8% | 4.7% |
| 35 | Loandepot.Com, LLC | 12 | 0.7% | — |
| 36 | Discover Bank | 11 | 0.6% | — |
| 37 | MUTUAL OF OMAHA MORTGAGE, INC. | 11 | 0.6% | — |
| 38 | U.S. Bank National Association 55 out of 100, Moderate | 10 | 0.6% | 39.5% |
| 39 | AMERICAN FINANCIAL RESOURCES, INC. | 10 | 0.6% | — |
| 40 | AMERICAN PACIFIC MORTGAGE CORPORATION | 10 | 0.6% | — |
Top 40 of 197 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps