Tennessee · HMDA 2025
Mortgage lenders in Union County, TN
170 lenders reported 1,144 home-loan applications in Union County in 2025. 536 closed as loans ($153.7M), 206 were denied — a 25.8% denial rate on decided applications, above the Tennessee rate of 21.6%. The three most active lenders handled 19% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,144
- Loans originated
- 536
- Purchase / refinance
- 315 / 157
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Union County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 122 | 10.7% | — |
| 2 | DHI MORTGAGE COMPANY, LTD. | 50 | 4.4% | — |
| 3 | Rocket Mortgage, LLC | 50 | 4.4% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 49 | 4.3% | — |
| 5 | ORNL | 44 | 3.8% | — |
| 6 | MORTGAGE INVESTORS GROUP, INC. | 40 | 3.5% | — |
| 7 | KNOXVILLE TVA EMPLOYEES CREDIT UNION 73 out of 100, Strong | 32 | 2.8% | 5.1% |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 31 | 2.7% | — |
| 9 | 21st Mortgage Corporation | 27 | 2.4% | — |
| 10 | Mortgage Research Center, LLC | 24 | 2.1% | — |
| 11 | NEWREZ LLC | 23 | 2.0% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 22 | 1.9% | — |
| 13 | TRIAD FINANCIAL SERVICES, INC. | 20 | 1.7% | — |
| 14 | Commercial Bank 77 out of 100, Strong | 20 | 1.7% | 7.9% |
| 15 | First Century Bank | 18 | 1.6% | — |
| 16 | FirstBank 59 out of 100, Moderate | 16 | 1.4% | 42.8% |
| 17 | Broker Solutions, Inc. | 15 | 1.3% | — |
| 18 | CROSSCOUNTRY MORTGAGE, INC. | 15 | 1.3% | — |
| 19 | Hearthside Bank Corporation 68 out of 100, Moderate | 15 | 1.3% | 11.7% |
| 20 | Home Federal Bank of Tennessee | 15 | 1.3% | — |
| 21 | Y-12 Federal Credit Union 70 out of 100, Strong | 15 | 1.3% | 34.4% |
| 22 | FIRST COMMUNITY MORTGAGE, INC. | 15 | 1.3% | — |
| 23 | Truist Bank 63 out of 100, Moderate | 14 | 1.2% | 40.8% |
| 24 | AmeriSave Mortgage Corporation | 14 | 1.2% | — |
| 25 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 14 | 1.2% | 74.7% |
| 26 | SOUTHWEST STAGE FUNDING, LLC | 13 | 1.1% | — |
| 27 | AMERICAN PACIFIC MORTGAGE CORPORATION | 13 | 1.1% | — |
| 28 | Regions Bank 64 out of 100, Moderate | 12 | 1.0% | 43.1% |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 1.0% | — |
| 30 | UNION HOME MORTGAGE CORP. | 11 | 1.0% | — |
| 31 | Fairway Independent Mortgage Corporation | 9 | 0.8% | — |
| 32 | AMERICAN FINANCIAL RESOURCES, INC. | 9 | 0.8% | — |
| 33 | LAKEVIEW LOAN SERVICING, LLC | 9 | 0.8% | — |
| 34 | Equity Prime Mortgage LLC | 8 | 0.7% | — |
| 35 | Fifth Third Bank, National Association 62 out of 100, Moderate | 8 | 0.7% | 34.0% |
| 36 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 0.6% | 32.9% |
| 37 | MOVEMENT MORTGAGE, LLC | 7 | 0.6% | — |
| 38 | Loandepot.Com, LLC | 7 | 0.6% | — |
| 39 | Bank of America, National Association 59 out of 100, Moderate | 7 | 0.6% | 44.7% |
| 40 | Farm Credit Mid-America | 7 | 0.6% | — |
Top 40 of 170 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps