Texas · HMDA 2025
Mortgage lenders in Bandera County, TX
188 lenders reported 1,081 home-loan applications in Bandera County in 2025. 449 closed as loans ($139.1M), 218 were denied — a 30.2% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 20% of applications, led by 21st Mortgage Corporation. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,081
- Loans originated
- 449
- Purchase / refinance
- 273 / 123
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Bandera County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 107 | 9.9% | — |
| 2 | Rocket Mortgage, LLC | 61 | 5.6% | — |
| 3 | RANDOLPH-BROOKS FEDERAL CREDIT UNION 76 out of 100, Strong | 50 | 4.6% | 14.3% |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 39 | 3.6% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 33 | 3.1% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 30 | 2.8% | — |
| 7 | NEWREZ LLC | 27 | 2.5% | — |
| 8 | VANDERBILT MORTGAGE AND FINANCE, INC. | 27 | 2.5% | — |
| 9 | SECURITY SERVICE FEDERAL CREDIT UNION 61 out of 100, Moderate | 26 | 2.4% | 30.8% |
| 10 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 26 | 2.4% | 74.7% |
| 11 | Navy Federal Credit Union 66 out of 100, Moderate | 22 | 2.0% | 32.9% |
| 12 | Mortgage Research Center, LLC | 22 | 2.0% | — |
| 13 | Broker Solutions, Inc. | 19 | 1.8% | — |
| 14 | LAKEVIEW LOAN SERVICING, LLC | 16 | 1.5% | — |
| 15 | GUARANTEED RATE, INC. | 15 | 1.4% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 15 | 1.4% | — |
| 17 | Frost Bank 66 out of 100, Moderate | 14 | 1.3% | 43.5% |
| 18 | Gateway First Bank 54 out of 100, Below average | 13 | 1.2% | 5.3% |
| 19 | GARDNER FINANCIAL SERVICES, LTD. | 13 | 1.2% | — |
| 20 | DIRECTIONS EQUITY, LLC | 12 | 1.1% | — |
| 21 | AmeriSave Mortgage Corporation | 11 | 1.0% | — |
| 22 | USAA Federal Savings Bank 64 out of 100, Moderate | 11 | 1.0% | 37.2% |
| 23 | PLANET HOME LENDING, LLC | 10 | 0.9% | — |
| 24 | FREEDOM MORTGAGE CORPORATION | 10 | 0.9% | — |
| 25 | RIGHT START MORTGAGE, INC. | 10 | 0.9% | — |
| 26 | VILLAGE CAPITAL & INVESTMENT LLC | 10 | 0.9% | — |
| 27 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 9 | 0.8% | 14.1% |
| 28 | MOVEMENT MORTGAGE, LLC | 9 | 0.8% | — |
| 29 | SOUTHWEST STAGE FUNDING, LLC | 9 | 0.8% | — |
| 30 | CALCON MUTUAL MORTGAGE LLC | 9 | 0.8% | — |
| 31 | CMG MORTGAGE, INC. | 8 | 0.7% | — |
| 32 | Loandepot.Com, LLC | 8 | 0.7% | — |
| 33 | GUILD MORTGAGE COMPANY | 8 | 0.7% | — |
| 34 | PNC Bank, National Association 62 out of 100, Moderate | 8 | 0.7% | 33.8% |
| 35 | FIGURE LENDING LLC | 8 | 0.7% | — |
| 36 | Broadway National Bank 79 out of 100, Strong | 8 | 0.7% | 29.7% |
| 37 | PHH Mortgage Corporation | 8 | 0.7% | — |
| 38 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 0.6% | — |
| 39 | Bank of America, National Association 59 out of 100, Moderate | 7 | 0.6% | 44.7% |
| 40 | SPRING EQ, LLC | 7 | 0.6% | — |
Top 40 of 188 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps