Texas · HMDA 2025
Mortgage lenders in Eastland County, TX
118 lenders reported 567 home-loan applications in Eastland County in 2025. 245 closed as loans ($58.1M), 127 were denied — a 32.2% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 33% of applications, led by First Financial Bank. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 567
- Loans originated
- 245
- Purchase / refinance
- 159 / 55
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Eastland County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Financial Bank 76 out of 100, Strong | 95 | 16.8% | 12.6% |
| 2 | 21st Mortgage Corporation | 68 | 12.0% | — |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 23 | 4.1% | — |
| 4 | Rocket Mortgage, LLC | 21 | 3.7% | — |
| 5 | Prosperity Bank 71 out of 100, Strong | 18 | 3.2% | 31.5% |
| 6 | LAKEVIEW LOAN SERVICING, LLC | 18 | 3.2% | — |
| 7 | Loandepot.Com, LLC | 16 | 2.8% | — |
| 8 | GUILD MORTGAGE COMPANY | 15 | 2.6% | — |
| 9 | VANDERBILT MORTGAGE AND FINANCE, INC. | 12 | 2.1% | — |
| 10 | Mortgage Research Center, LLC | 12 | 2.1% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 11 | 1.9% | — |
| 12 | NEWREZ LLC | 10 | 1.8% | — |
| 13 | SOUTHWEST STAGE FUNDING, LLC | 10 | 1.8% | — |
| 14 | Fairway Independent Mortgage Corporation | 9 | 1.6% | — |
| 15 | PENNYMAC LOAN SERVICES, LLC | 9 | 1.6% | — |
| 16 | Broker Solutions, Inc. | 8 | 1.4% | — |
| 17 | COUNTRYPLACE MORTGAGE, LTD. | 8 | 1.4% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 1.1% | 14.1% |
| 19 | Discover Bank | 6 | 1.1% | — |
| 20 | TexasBank | 6 | 1.1% | — |
| 21 | AmeriSave Mortgage Corporation | 5 | 0.9% | — |
| 22 | Gateway First Bank 54 out of 100, Below average | 5 | 0.9% | 5.3% |
| 23 | First United Bank and Trust Company 50 out of 100, Below average | 5 | 0.9% | 8.1% |
| 24 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 0.7% | — |
| 25 | Bank of America, National Association 59 out of 100, Moderate | 4 | 0.7% | 44.7% |
| 26 | LIMA ONE CAPITAL, LLC | 4 | 0.7% | — |
| 27 | CREDIT UNION OF TEXAS 43 out of 100, Below average | 4 | 0.7% | 32.5% |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 0.7% | — |
| 29 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 4 | 0.7% | — |
| 30 | PLANET HOME LENDING, LLC | 4 | 0.7% | — |
| 31 | TAMMAC HOLDINGS CORPORATION | 4 | 0.7% | — |
| 32 | PLAZA HOME MORTGAGE, INC. | 4 | 0.7% | — |
| 33 | Clear Fork Bank, National Association 79 out of 100, Strong | 4 | 0.7% | 4.8% |
| 34 | VELOCITY COMMERCIAL CAPITAL, LLC | 4 | 0.7% | — |
| 35 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.5% | 32.9% |
| 36 | Truist Bank 63 out of 100, Moderate | 3 | 0.5% | 40.8% |
| 37 | THE LOAN STORE, INC. | 3 | 0.5% | — |
| 38 | SOFI BANK, NATIONAL ASSOCIATION | 3 | 0.5% | — |
| 39 | American National Bank & Trust 61 out of 100, Moderate | 3 | 0.5% | 4.4% |
| 40 | CALCON MUTUAL MORTGAGE LLC | 3 | 0.5% | — |
Top 40 of 118 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps