Texas · HMDA 2025
Mortgage lenders in Fayette County, TX
154 lenders reported 744 home-loan applications in Fayette County in 2025. 332 closed as loans ($114.2M), 179 were denied — a 32.9% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 24% of applications, led by 21st Mortgage Corporation. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 744
- Loans originated
- 332
- Purchase / refinance
- 187 / 96
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Fayette County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 80 | 10.8% | — |
| 2 | Round Top State Bank 80 out of 100, Strong | 57 | 7.7% | 8.1% |
| 3 | Rocket Mortgage, LLC | 43 | 5.8% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 31 | 4.2% | — |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 24 | 3.2% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 23 | 3.1% | — |
| 7 | COUNTRYPLACE MORTGAGE, LTD. | 18 | 2.4% | — |
| 8 | LAKEVIEW LOAN SERVICING, LLC | 18 | 2.4% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 16 | 2.2% | 14.1% |
| 10 | Prosperity Bank 71 out of 100, Strong | 16 | 2.2% | 31.5% |
| 11 | NEWREZ LLC | 14 | 1.9% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 13 | 1.7% | — |
| 13 | TAMMAC HOLDINGS CORPORATION | 13 | 1.7% | — |
| 14 | Farm Credit Mid-America | 11 | 1.5% | — |
| 15 | Loandepot.Com, LLC | 10 | 1.3% | — |
| 16 | CROSSCOUNTRY MORTGAGE, INC. | 10 | 1.3% | — |
| 17 | RANDOLPH-BROOKS FEDERAL CREDIT UNION 76 out of 100, Strong | 10 | 1.3% | 14.3% |
| 18 | FirstBank 59 out of 100, Moderate | 10 | 1.3% | 42.8% |
| 19 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 10 | 1.3% | 74.7% |
| 20 | Cadence Bank | 10 | 1.3% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 9 | 1.2% | — |
| 22 | Mortgage Research Center, LLC | 8 | 1.1% | — |
| 23 | SOUTHWEST STAGE FUNDING, LLC | 8 | 1.1% | — |
| 24 | FREEDOM MORTGAGE CORPORATION | 8 | 1.1% | — |
| 25 | Broker Solutions, Inc. | 7 | 0.9% | — |
| 26 | Bank of America, National Association 59 out of 100, Moderate | 7 | 0.9% | 44.7% |
| 27 | CALCON MUTUAL MORTGAGE LLC | 7 | 0.9% | — |
| 28 | CMG MORTGAGE, INC. | 6 | 0.8% | — |
| 29 | GUARANTEED RATE, INC. | 6 | 0.8% | — |
| 30 | AmeriSave Mortgage Corporation | 6 | 0.8% | — |
| 31 | The First National Bank of Bastrop 77 out of 100, Strong | 6 | 0.8% | 16.9% |
| 32 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 0.8% | — |
| 33 | TEXAS DOW EMPLOYEES CREDIT UNION 49 out of 100, Below average | 6 | 0.8% | 15.2% |
| 34 | EVERETT FINANCIAL, INC. | 6 | 0.8% | — |
| 35 | Frost Bank 66 out of 100, Moderate | 6 | 0.8% | 43.5% |
| 36 | The First National Bank of Shiner | 5 | 0.7% | — |
| 37 | A+ Federal Credit Union 61 out of 100, Moderate | 5 | 0.7% | 47.2% |
| 38 | PLAZA HOME MORTGAGE, INC. | 5 | 0.7% | — |
| 39 | Plains Commerce Bank 59 out of 100, Moderate | 5 | 0.7% | 10.0% |
| 40 | KIND LENDING, LLC | 5 | 0.7% | — |
Top 40 of 154 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps