Texas · HMDA 2025
Mortgage lenders in Gillespie County, TX
190 lenders reported 1,207 home-loan applications in Gillespie County in 2025. 578 closed as loans ($287.0M), 207 were denied — a 24.4% denial rate on decided applications, close to the Texas rate of 24.7%. The three most active lenders handled 20% of applications, led by PENNYMAC LOAN SERVICES, LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,207
- Loans originated
- 578
- Purchase / refinance
- 354 / 172
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Gillespie County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 85 | 7.0% | — |
| 2 | LENNAR MORTGAGE, LLC | 83 | 6.9% | — |
| 3 | Rocket Mortgage, LLC | 75 | 6.2% | — |
| 4 | Security State Bank & Trust 66 out of 100, Moderate | 65 | 5.4% | 5.7% |
| 5 | 21st Mortgage Corporation | 48 | 4.0% | — |
| 6 | RANDOLPH-BROOKS FEDERAL CREDIT UNION 76 out of 100, Strong | 39 | 3.2% | 14.3% |
| 7 | First United Bank and Trust Company 50 out of 100, Below average | 36 | 3.0% | 8.1% |
| 8 | NEWREZ LLC | 35 | 2.9% | — |
| 9 | VANDERBILT MORTGAGE AND FINANCE, INC. | 27 | 2.2% | — |
| 10 | DHI MORTGAGE COMPANY, LTD. | 27 | 2.2% | — |
| 11 | TRIAD FINANCIAL SERVICES, INC. | 26 | 2.2% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 25 | 2.1% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 21 | 1.7% | — |
| 14 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 20 | 1.7% | 74.7% |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 18 | 1.5% | 14.1% |
| 16 | CROSSCOUNTRY MORTGAGE, INC. | 16 | 1.3% | — |
| 17 | Frost Bank 66 out of 100, Moderate | 13 | 1.1% | 43.5% |
| 18 | Centennial Bank 79 out of 100, Strong | 13 | 1.1% | 23.4% |
| 19 | Broker Solutions, Inc. | 12 | 1.0% | — |
| 20 | SOUTHWEST STAGE FUNDING, LLC | 12 | 1.0% | — |
| 21 | KIND LENDING, LLC | 12 | 1.0% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 11 | 0.9% | — |
| 23 | Broadway National Bank 79 out of 100, Strong | 11 | 0.9% | 29.7% |
| 24 | SECURITY SERVICE FEDERAL CREDIT UNION 61 out of 100, Moderate | 10 | 0.8% | 30.8% |
| 25 | Farm Credit Mid-America | 10 | 0.8% | — |
| 26 | PHH Mortgage Corporation | 9 | 0.7% | — |
| 27 | Navy Federal Credit Union 66 out of 100, Moderate | 8 | 0.7% | 32.9% |
| 28 | Truist Bank 63 out of 100, Moderate | 8 | 0.7% | 40.8% |
| 29 | Fairway Independent Mortgage Corporation | 8 | 0.7% | — |
| 30 | PNC Bank, National Association 62 out of 100, Moderate | 8 | 0.7% | 33.8% |
| 31 | Mortgage Research Center, LLC | 8 | 0.7% | — |
| 32 | FREEDOM MORTGAGE CORPORATION | 8 | 0.7% | — |
| 33 | Hometown Equity Mortgage, LLC | 8 | 0.7% | — |
| 34 | DEEPHAVEN MORTGAGE LLC | 8 | 0.7% | — |
| 35 | CMG MORTGAGE, INC. | 7 | 0.6% | — |
| 36 | MOVEMENT MORTGAGE, LLC | 7 | 0.6% | — |
| 37 | FIRSTMARK | 7 | 0.6% | — |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 7 | 0.6% | — |
| 39 | GUARANTEED RATE, INC. | 6 | 0.5% | — |
| 40 | GUILD MORTGAGE COMPANY | 6 | 0.5% | — |
Top 40 of 190 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps