Texas · HMDA 2025
Mortgage lenders in Kendall County, TX
263 lenders reported 2,744 home-loan applications in Kendall County in 2025. 1,306 closed as loans ($647.4M), 277 were denied — a 16.6% denial rate on decided applications, below the Texas rate of 24.7%. The three most active lenders handled 16% of applications, led by PENNYMAC LOAN SERVICES, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,744
- Loans originated
- 1,306
- Purchase / refinance
- 893 / 304
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Kendall County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 162 | 5.9% | — |
| 2 | PULTE MORTGAGE LLC | 138 | 5.0% | — |
| 3 | Rocket Mortgage, LLC | 129 | 4.7% | — |
| 4 | RANDOLPH-BROOKS FEDERAL CREDIT UNION 76 out of 100, Strong | 119 | 4.3% | 14.3% |
| 5 | KBHS HOME LOANS, LLC | 107 | 3.9% | — |
| 6 | GUARANTEED RATE, INC. | 90 | 3.3% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 80 | 2.9% | — |
| 8 | SECURITY SERVICE FEDERAL CREDIT UNION 61 out of 100, Moderate | 78 | 2.8% | 30.8% |
| 9 | NEWREZ LLC | 74 | 2.7% | — |
| 10 | PARKSTONE MORTGAGE, LLC | 74 | 2.7% | — |
| 11 | FIRST CONTINENTAL MORTGAGE, LTD. | 61 | 2.2% | — |
| 12 | Frost Bank 66 out of 100, Moderate | 61 | 2.2% | 43.5% |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 54 | 2.0% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 52 | 1.9% | 14.1% |
| 15 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 48 | 1.7% | — |
| 16 | NATIONSTAR MORTGAGE LLC | 47 | 1.7% | — |
| 17 | Jefferson Bank 61 out of 100, Moderate | 44 | 1.6% | 6.9% |
| 18 | GARDNER FINANCIAL SERVICES, LTD. | 41 | 1.5% | — |
| 19 | FREEDOM MORTGAGE CORPORATION | 40 | 1.5% | — |
| 20 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 36 | 1.3% | 2.2% |
| 21 | Mortgage Research Center, LLC | 29 | 1.1% | — |
| 22 | Bank of America, National Association 59 out of 100, Moderate | 29 | 1.1% | 44.7% |
| 23 | TOLL BROTHERS MORTGAGE COMPANY | 28 | 1.0% | — |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 27 | 1.0% | 32.9% |
| 25 | 21st Mortgage Corporation | 27 | 1.0% | — |
| 26 | CMG MORTGAGE, INC. | 26 | 0.9% | — |
| 27 | PNC Bank, National Association 62 out of 100, Moderate | 22 | 0.8% | 33.8% |
| 28 | CRESTMARK MORTGAGE COMPANY, LTD. | 22 | 0.8% | — |
| 29 | Fairway Independent Mortgage Corporation | 21 | 0.8% | — |
| 30 | Broadway National Bank 79 out of 100, Strong | 21 | 0.8% | 29.7% |
| 31 | SWBC MORTGAGE CORPORATION | 20 | 0.7% | — |
| 32 | Security State Bank & Trust 66 out of 100, Moderate | 20 | 0.7% | 5.7% |
| 33 | RIGHT START MORTGAGE, INC. | 20 | 0.7% | — |
| 34 | KIND LENDING, LLC | 19 | 0.7% | — |
| 35 | PILGRIM MORTGAGE LLC | 19 | 0.7% | — |
| 36 | PLANET HOME LENDING, LLC | 18 | 0.7% | — |
| 37 | LAKEVIEW LOAN SERVICING, LLC | 18 | 0.7% | — |
| 38 | PHH Mortgage Corporation | 18 | 0.7% | — |
| 39 | GUILD MORTGAGE COMPANY | 17 | 0.6% | — |
| 40 | CLM MORTGAGE, INC. | 17 | 0.6% | — |
Top 40 of 263 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps