Texas · HMDA 2025
Mortgage lenders in Lampasas County, TX
153 lenders reported 1,142 home-loan applications in Lampasas County in 2025. 561 closed as loans ($152.5M), 194 were denied — a 24.2% denial rate on decided applications, close to the Texas rate of 24.7%. The three most active lenders handled 16% of applications, led by Fairway Independent Mortgage Corporation. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,142
- Loans originated
- 561
- Purchase / refinance
- 353 / 156
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lampasas County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Fairway Independent Mortgage Corporation | 62 | 5.4% | — |
| 2 | LENNAR MORTGAGE, LLC | 61 | 5.3% | — |
| 3 | Rocket Mortgage, LLC | 58 | 5.1% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 53 | 4.6% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 50 | 4.4% | — |
| 6 | Cadence Bank | 48 | 4.2% | — |
| 7 | 21st Mortgage Corporation | 39 | 3.4% | — |
| 8 | Mortgage Research Center, LLC | 39 | 3.4% | — |
| 9 | LAKEVIEW LOAN SERVICING, LLC | 36 | 3.2% | — |
| 10 | First Texas Bank 81 out of 100, Strong | 34 | 3.0% | 17.9% |
| 11 | VANDERBILT MORTGAGE AND FINANCE, INC. | 33 | 2.9% | — |
| 12 | NEWREZ LLC | 30 | 2.6% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 30 | 2.6% | — |
| 14 | CMG MORTGAGE, INC. | 27 | 2.4% | — |
| 15 | Navy Federal Credit Union 66 out of 100, Moderate | 22 | 1.9% | 32.9% |
| 16 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 20 | 1.8% | 2.2% |
| 17 | Broker Solutions, Inc. | 18 | 1.6% | — |
| 18 | First National Bank Texas 64 out of 100, Moderate | 18 | 1.6% | 3.8% |
| 19 | Loandepot.Com, LLC | 14 | 1.2% | — |
| 20 | TRIAD FINANCIAL SERVICES, INC. | 14 | 1.2% | — |
| 21 | PLANET HOME LENDING, LLC | 14 | 1.2% | — |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 13 | 1.1% | 14.1% |
| 23 | GUILD MORTGAGE COMPANY | 12 | 1.1% | — |
| 24 | SWBC MORTGAGE CORPORATION | 12 | 1.1% | — |
| 25 | Gateway First Bank 54 out of 100, Below average | 11 | 1.0% | 5.3% |
| 26 | AmeriSave Mortgage Corporation | 10 | 0.9% | — |
| 27 | DHI MORTGAGE COMPANY, LTD. | 10 | 0.9% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 10 | 0.9% | — |
| 29 | VILLAGE CAPITAL & INVESTMENT LLC | 10 | 0.9% | — |
| 30 | Discover Bank | 9 | 0.8% | — |
| 31 | GUARANTEED RATE, INC. | 9 | 0.8% | — |
| 32 | LEADERONE FINANCIAL CORPORATION | 9 | 0.8% | — |
| 33 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 9 | 0.8% | 45.9% |
| 34 | FirstBank 59 out of 100, Moderate | 9 | 0.8% | 42.8% |
| 35 | ROYAL UNITED MORTGAGE LLC | 9 | 0.8% | — |
| 36 | SPRING EQ, LLC | 8 | 0.7% | — |
| 37 | AMERIHOME MORTGAGE COMPANY, LLC | 8 | 0.7% | — |
| 38 | SOUTHWEST STAGE FUNDING, LLC | 8 | 0.7% | — |
| 39 | RANDOLPH-BROOKS FEDERAL CREDIT UNION 76 out of 100, Strong | 8 | 0.7% | 14.3% |
| 40 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 8 | 0.7% | — |
Top 40 of 153 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps