Texas · HMDA 2025
Mortgage lenders in Lavaca County, TX
122 lenders reported 540 home-loan applications in Lavaca County in 2025. 255 closed as loans ($59.2M), 106 were denied — a 26.7% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 25% of applications, led by 21st Mortgage Corporation. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 540
- Loans originated
- 255
- Purchase / refinance
- 144 / 72
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lavaca County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 58 | 10.7% | — |
| 2 | Crossroads Bank 67 out of 100, Moderate | 41 | 7.6% | 8.8% |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 36 | 6.7% | — |
| 4 | TEXAS DOW EMPLOYEES CREDIT UNION 49 out of 100, Below average | 31 | 5.7% | 15.2% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 29 | 5.4% | — |
| 6 | Rocket Mortgage, LLC | 23 | 4.3% | — |
| 7 | The First National Bank of Shiner | 17 | 3.1% | — |
| 8 | Prosperity Bank 71 out of 100, Strong | 15 | 2.8% | 31.5% |
| 9 | RANDOLPH-BROOKS FEDERAL CREDIT UNION 76 out of 100, Strong | 14 | 2.6% | 14.3% |
| 10 | Loandepot.Com, LLC | 12 | 2.2% | — |
| 11 | VANDERBILT MORTGAGE AND FINANCE, INC. | 10 | 1.9% | — |
| 12 | SouthStar Bank, S.S.B. 77 out of 100, Strong | 9 | 1.7% | 21.5% |
| 13 | COUNTRYPLACE MORTGAGE, LTD. | 9 | 1.7% | — |
| 14 | PENNYMAC LOAN SERVICES, LLC | 8 | 1.5% | — |
| 15 | GUILD MORTGAGE COMPANY | 8 | 1.5% | — |
| 16 | FirstBank 59 out of 100, Moderate | 8 | 1.5% | 42.8% |
| 17 | CALCON MUTUAL MORTGAGE LLC | 8 | 1.5% | — |
| 18 | The Yoakum National Bank 73 out of 100, Strong | 7 | 1.3% | 20.0% |
| 19 | Farm Credit Mid-America | 7 | 1.3% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 7 | 1.3% | — |
| 21 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 7 | 1.3% | 74.7% |
| 22 | Frost Bank 66 out of 100, Moderate | 7 | 1.3% | 43.5% |
| 23 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 6 | 1.1% | 22.2% |
| 24 | Broker Solutions, Inc. | 6 | 1.1% | — |
| 25 | TAMMAC HOLDINGS CORPORATION | 6 | 1.1% | — |
| 26 | CMG MORTGAGE, INC. | 5 | 0.9% | — |
| 27 | NEWREZ LLC | 5 | 0.9% | — |
| 28 | PLANET HOME LENDING, LLC | 5 | 0.9% | — |
| 29 | Luminate Bank 47 out of 100, Below average | 5 | 0.9% | 4.3% |
| 30 | Discover Bank | 4 | 0.7% | — |
| 31 | Mortgage Research Center, LLC | 4 | 0.7% | — |
| 32 | Cadence Bank | 4 | 0.7% | — |
| 33 | MOVEMENT MORTGAGE, LLC | 3 | 0.6% | — |
| 34 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.6% | — |
| 35 | Servion, Inc. | 3 | 0.6% | — |
| 36 | ROGUE CREDIT UNION 67 out of 100, Moderate | 3 | 0.6% | 13.2% |
| 37 | FREEDOM MORTGAGE CORPORATION | 3 | 0.6% | — |
| 38 | PILGRIM MORTGAGE LLC | 3 | 0.6% | — |
| 39 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.4% | 32.9% |
| 40 | GUARANTEED RATE, INC. | 2 | 0.4% | — |
Top 40 of 122 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps