Texas · HMDA 2025
Mortgage lenders in Madison County, TX
101 lenders reported 526 home-loan applications in Madison County in 2025. 178 closed as loans ($40.8M), 185 were denied — a 44.6% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 37% of applications, led by 21st Mortgage Corporation. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 526
- Loans originated
- 178
- Purchase / refinance
- 123 / 41
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Madison County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 80 | 15.2% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 66 | 12.5% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 46 | 8.7% | — |
| 4 | First National Bank of Huntsville 90 out of 100, Very strong | 27 | 5.1% | 5.4% |
| 5 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 26 | 4.9% | 74.7% |
| 6 | Rocket Mortgage, LLC | 23 | 4.4% | — |
| 7 | Prosperity Bank 71 out of 100, Strong | 20 | 3.8% | 31.5% |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 15 | 2.9% | — |
| 9 | SOUTHWEST STAGE FUNDING, LLC | 11 | 2.1% | — |
| 10 | TAMMAC HOLDINGS CORPORATION | 11 | 2.1% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 8 | 1.5% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 8 | 1.5% | — |
| 13 | FirstBank 59 out of 100, Moderate | 8 | 1.5% | 42.8% |
| 14 | CMG MORTGAGE, INC. | 7 | 1.3% | — |
| 15 | NEWREZ LLC | 7 | 1.3% | — |
| 16 | PLANET HOME LENDING, LLC | 7 | 1.3% | — |
| 17 | LAKEVIEW LOAN SERVICING, LLC | 7 | 1.3% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 1.1% | 14.1% |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 1.0% | 32.9% |
| 20 | Mortgage Research Center, LLC | 5 | 1.0% | — |
| 21 | PILGRIM MORTGAGE LLC | 5 | 1.0% | — |
| 22 | Truist Bank 63 out of 100, Moderate | 4 | 0.8% | 40.8% |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 0.8% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 4 | 0.8% | — |
| 25 | First Financial Bank 76 out of 100, Strong | 4 | 0.8% | 12.6% |
| 26 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.6% | 22.2% |
| 27 | Fairway Independent Mortgage Corporation | 3 | 0.6% | — |
| 28 | MOVEMENT MORTGAGE, LLC | 3 | 0.6% | — |
| 29 | Broker Solutions, Inc. | 3 | 0.6% | — |
| 30 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.6% | 44.7% |
| 31 | Click n' Close, Inc. | 3 | 0.6% | — |
| 32 | Wolfe Financial, Inc | 3 | 0.6% | — |
| 33 | VeraBank, National Association | 3 | 0.6% | — |
| 34 | GREATER TEXAS FEDERAL CREDIT UNION 54 out of 100, Below average | 3 | 0.6% | 59.8% |
| 35 | Luminate Bank 47 out of 100, Below average | 3 | 0.6% | 4.3% |
| 36 | EVERETT FINANCIAL, INC. | 3 | 0.6% | — |
| 37 | Discover Bank | 2 | 0.4% | — |
| 38 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 0.4% | — |
| 39 | Logan Finance Corporation | 2 | 0.4% | — |
| 40 | THE LOAN STORE, INC. | 2 | 0.4% | — |
Top 40 of 101 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps