Texas · HMDA 2025
Mortgage lenders in Mills County, TX
65 lenders reported 138 home-loan applications in Mills County in 2025. 68 closed as loans ($17.3M), 24 were denied — a 24.7% denial rate on decided applications, close to the Texas rate of 24.7%. The three most active lenders handled 21% of applications, led by 21st Mortgage Corporation. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 138
- Loans originated
- 68
- Purchase / refinance
- 45 / 18
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Mills County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 12 | 8.7% | — |
| 2 | Rocket Mortgage, LLC | 9 | 6.5% | — |
| 3 | Primis Mortgage Company | 8 | 5.8% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 4.3% | — |
| 5 | Mortgage Research Center, LLC | 6 | 4.3% | — |
| 6 | TRIAD FINANCIAL SERVICES, INC. | 5 | 3.6% | — |
| 7 | Farm Credit Mid-America | 5 | 3.6% | — |
| 8 | Cadence Bank | 5 | 3.6% | — |
| 9 | NEWREZ LLC | 4 | 2.9% | — |
| 10 | COUNTRYPLACE MORTGAGE, LTD. | 4 | 2.9% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 3 | 2.2% | — |
| 12 | The First National Bank of Evant | 3 | 2.2% | — |
| 13 | Gateway First Bank 54 out of 100, Below average | 3 | 2.2% | 5.3% |
| 14 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 3 | 2.2% | 74.7% |
| 15 | VANDERBILT MORTGAGE AND FINANCE, INC. | 2 | 1.4% | — |
| 16 | GUILD MORTGAGE COMPANY | 2 | 1.4% | — |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 1.4% | — |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 1.4% | — |
| 19 | SOUTHWEST STAGE FUNDING, LLC | 2 | 1.4% | — |
| 20 | PLANET HOME LENDING, LLC | 2 | 1.4% | — |
| 21 | SOFI BANK, NATIONAL ASSOCIATION | 2 | 1.4% | — |
| 22 | A+ Federal Credit Union 61 out of 100, Moderate | 2 | 1.4% | 47.2% |
| 23 | NATIONSTAR MORTGAGE LLC | 2 | 1.4% | — |
| 24 | FREEDOM MORTGAGE CORPORATION | 2 | 1.4% | — |
| 25 | EVERETT FINANCIAL, INC. | 2 | 1.4% | — |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.7% | 32.9% |
| 27 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.7% | 14.1% |
| 28 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.7% | 32.5% |
| 29 | Fairway Independent Mortgage Corporation | 1 | 0.7% | — |
| 30 | MOVEMENT MORTGAGE, LLC | 1 | 0.7% | — |
| 31 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.7% | 44.7% |
| 32 | American Bank, National Association 77 out of 100, Strong | 1 | 0.7% | 2.9% |
| 33 | CREDIT UNION OF TEXAS 43 out of 100, Below average | 1 | 0.7% | 32.5% |
| 34 | Tomo Mortgage, LLC | 1 | 0.7% | — |
| 35 | Nations Lending Corporation | 1 | 0.7% | — |
| 36 | AMERICAN FINANCIAL RESOURCES, INC. | 1 | 0.7% | — |
| 37 | ZILLOW HOME LOANS, LLC | 1 | 0.7% | — |
| 38 | GOVERNMENT EMPLOYEES | 1 | 0.7% | — |
| 39 | The First National Bank of Granbury 78 out of 100, Strong | 1 | 0.7% | 3.3% |
| 40 | SECURITY SERVICE FEDERAL CREDIT UNION 61 out of 100, Moderate | 1 | 0.7% | 30.8% |
Top 40 of 65 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps