Texas · HMDA 2025
Mortgage lenders in Panola County, TX
125 lenders reported 752 home-loan applications in Panola County in 2025. 276 closed as loans ($55.1M), 204 were denied — a 39.1% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 28% of applications, led by 21st Mortgage Corporation. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 752
- Loans originated
- 276
- Purchase / refinance
- 185 / 66
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Panola County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 85 | 11.3% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 75 | 10.0% | — |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 54 | 7.2% | — |
| 4 | Rocket Mortgage, LLC | 40 | 5.3% | — |
| 5 | GUILD MORTGAGE COMPANY | 35 | 4.7% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 33 | 4.4% | — |
| 7 | EAST TEXAS PROFESSIONAL Credit Union 90 out of 100, Very strong | 27 | 3.6% | 23.5% |
| 8 | VeraBank, National Association | 23 | 3.1% | — |
| 9 | SOUTHWEST STAGE FUNDING, LLC | 21 | 2.8% | — |
| 10 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 20 | 2.7% | 74.7% |
| 11 | EASTMAN CREDIT UNION 91 out of 100, Very strong | 18 | 2.4% | 26.9% |
| 12 | NEWREZ LLC | 15 | 2.0% | — |
| 13 | Loandepot.Com, LLC | 14 | 1.9% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 1.5% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 10 | 1.3% | 14.1% |
| 16 | PENNYMAC LOAN SERVICES, LLC | 9 | 1.2% | — |
| 17 | Austin Bank, Texas National Association 88 out of 100, Very strong | 9 | 1.2% | 19.4% |
| 18 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 1.1% | — |
| 19 | SPRING EQ, LLC | 8 | 1.1% | — |
| 20 | UNITED BUILT HOMES, L.L.C. | 8 | 1.1% | — |
| 21 | Prosperity Bank 71 out of 100, Strong | 7 | 0.9% | 31.5% |
| 22 | Mortgage Research Center, LLC | 6 | 0.8% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 6 | 0.8% | — |
| 24 | FREEDOM MORTGAGE CORPORATION | 6 | 0.8% | — |
| 25 | Broker Solutions, Inc. | 5 | 0.7% | — |
| 26 | The Federal Savings Bank 51 out of 100, Below average | 5 | 0.7% | 19.1% |
| 27 | PLANET HOME LENDING, LLC | 5 | 0.7% | — |
| 28 | SOFI BANK, NATIONAL ASSOCIATION | 5 | 0.7% | — |
| 29 | TAMMAC HOLDINGS CORPORATION | 5 | 0.7% | — |
| 30 | FirstBank 59 out of 100, Moderate | 5 | 0.7% | 42.8% |
| 31 | CARRINGTON MORTGAGE SERVICES, LLC | 5 | 0.7% | — |
| 32 | USAA Federal Savings Bank 64 out of 100, Moderate | 5 | 0.7% | 37.2% |
| 33 | AmeriSave Mortgage Corporation | 4 | 0.5% | — |
| 34 | Shelby Savings Bank, SSB 69 out of 100, Moderate | 4 | 0.5% | 10.5% |
| 35 | CREDIT UNION OF TEXAS 43 out of 100, Below average | 4 | 0.5% | 32.5% |
| 36 | Henderson Federal Savings Bank | 4 | 0.5% | — |
| 37 | PLAZA HOME MORTGAGE, INC. | 4 | 0.5% | — |
| 38 | BOM Bank 60 out of 100, Moderate | 4 | 0.5% | 9.5% |
| 39 | LAKEVIEW LOAN SERVICING, LLC | 4 | 0.5% | — |
| 40 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.4% | 32.9% |
Top 40 of 125 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps