Texas · HMDA 2025
Mortgage lenders in Red River County, TX
90 lenders reported 345 home-loan applications in Red River County in 2025. 153 closed as loans ($30.5M), 93 were denied — a 36.2% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 29% of applications, led by 21st Mortgage Corporation. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 345
- Loans originated
- 153
- Purchase / refinance
- 102 / 39
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Red River County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 41 | 11.9% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 39 | 11.3% | — |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 21 | 6.1% | — |
| 4 | Rocket Mortgage, LLC | 18 | 5.2% | — |
| 5 | State Bank of De Kalb | 15 | 4.3% | — |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 10 | 2.9% | — |
| 7 | GUARANTEED RATE, INC. | 10 | 2.9% | — |
| 8 | Mortgage Research Center, LLC | 10 | 2.9% | — |
| 9 | Guaranty Bank & Trust, N.A. | 9 | 2.6% | — |
| 10 | NEWREZ LLC | 7 | 2.0% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 7 | 2.0% | — |
| 12 | SOUTHWEST STAGE FUNDING, LLC | 6 | 1.7% | — |
| 13 | RED RIVER EMPLOYEES FEDERAL CREDIT UNION 77 out of 100, Strong | 6 | 1.7% | 19.0% |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 1.4% | 14.1% |
| 15 | Loandepot.Com, LLC | 5 | 1.4% | — |
| 16 | The First National Bank of Tom Bean | 5 | 1.4% | — |
| 17 | Fairway Independent Mortgage Corporation | 4 | 1.2% | — |
| 18 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 1.2% | — |
| 19 | Lamar National Bank 73 out of 100, Strong | 4 | 1.2% | 21.2% |
| 20 | PLANET HOME LENDING, LLC | 4 | 1.2% | — |
| 21 | ROYAL UNITED MORTGAGE LLC | 4 | 1.2% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.9% | 32.9% |
| 23 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.9% | 22.2% |
| 24 | Broker Solutions, Inc. | 3 | 0.9% | — |
| 25 | GUILD MORTGAGE COMPANY | 3 | 0.9% | — |
| 26 | CREDIT UNION OF TEXAS 43 out of 100, Below average | 3 | 0.9% | 32.5% |
| 27 | Farm Credit Mid-America | 3 | 0.9% | — |
| 28 | COUNTRYPLACE MORTGAGE, LTD. | 3 | 0.9% | — |
| 29 | Glacier Bank 68 out of 100, Moderate | 3 | 0.9% | 20.0% |
| 30 | FREEDOM MORTGAGE CORPORATION | 3 | 0.9% | — |
| 31 | LAKEVIEW LOAN SERVICING, LLC | 3 | 0.9% | — |
| 32 | FirstBank 59 out of 100, Moderate | 3 | 0.9% | 42.8% |
| 33 | Hometown Equity Mortgage, LLC | 3 | 0.9% | — |
| 34 | CANOPY MORTGAGE, LLC | 3 | 0.9% | — |
| 35 | Truist Bank 63 out of 100, Moderate | 2 | 0.6% | 40.8% |
| 36 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 0.6% | 32.5% |
| 37 | Synergy One Lending, Inc. | 2 | 0.6% | — |
| 38 | FIRSTTRUST HOME LOANS, INC. | 2 | 0.6% | — |
| 39 | TEXAS MORTGAGE LENDING, LLC | 2 | 0.6% | — |
| 40 | FBC MORTGAGE, LLC | 2 | 0.6% | — |
Top 40 of 90 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps