Texas · HMDA 2025
Mortgage lenders in San Jacinto County, TX
191 lenders reported 1,491 home-loan applications in San Jacinto County in 2025. 554 closed as loans ($133.4M), 406 were denied — a 38.4% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 33% of applications, led by 21st Mortgage Corporation. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,491
- Loans originated
- 554
- Purchase / refinance
- 399 / 115
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in San Jacinto County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 259 | 17.4% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 120 | 8.0% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 111 | 7.4% | — |
| 4 | Rocket Mortgage, LLC | 91 | 6.1% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 52 | 3.5% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 35 | 2.3% | — |
| 7 | SOUTHWEST STAGE FUNDING, LLC | 31 | 2.1% | — |
| 8 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 31 | 2.1% | 74.7% |
| 9 | Broker Solutions, Inc. | 25 | 1.7% | — |
| 10 | COUNTRYPLACE MORTGAGE, LTD. | 25 | 1.7% | — |
| 11 | CMG MORTGAGE, INC. | 24 | 1.6% | — |
| 12 | NEWREZ LLC | 24 | 1.6% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 20 | 1.3% | — |
| 14 | FirstBank 59 out of 100, Moderate | 20 | 1.3% | 42.8% |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 19 | 1.3% | 14.1% |
| 16 | MOVEMENT MORTGAGE, LLC | 19 | 1.3% | — |
| 17 | LAKEVIEW LOAN SERVICING, LLC | 19 | 1.3% | — |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 18 | 1.2% | 32.9% |
| 19 | Mortgage Research Center, LLC | 16 | 1.1% | — |
| 20 | Prosperity Bank 71 out of 100, Strong | 16 | 1.1% | 31.5% |
| 21 | TAMMAC HOLDINGS CORPORATION | 16 | 1.1% | — |
| 22 | Bank of America, National Association 59 out of 100, Moderate | 15 | 1.0% | 44.7% |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 14 | 0.9% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 13 | 0.9% | — |
| 25 | Fairway Independent Mortgage Corporation | 12 | 0.8% | — |
| 26 | CALCON MUTUAL MORTGAGE LLC | 12 | 0.8% | — |
| 27 | Loandepot.Com, LLC | 11 | 0.7% | — |
| 28 | PLANET HOME LENDING, LLC | 11 | 0.7% | — |
| 29 | KIND LENDING, LLC | 11 | 0.7% | — |
| 30 | AMERICAN FINANCIAL RESOURCES, INC. | 8 | 0.5% | — |
| 31 | Southside Bank 75 out of 100, Strong | 8 | 0.5% | 42.2% |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 8 | 0.5% | — |
| 33 | HOMETRUST MORTGAGE COMPANY | 8 | 0.5% | — |
| 34 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 6 | 0.4% | 22.2% |
| 35 | GUARANTEED RATE, INC. | 6 | 0.4% | — |
| 36 | AmeriSave Mortgage Corporation | 6 | 0.4% | — |
| 37 | Gateway First Bank 54 out of 100, Below average | 6 | 0.4% | 5.3% |
| 38 | SOFI BANK, NATIONAL ASSOCIATION | 6 | 0.4% | — |
| 39 | SHELL FEDERAL CREDIT UNION 79 out of 100, Strong | 6 | 0.4% | 47.3% |
| 40 | ROGUE CREDIT UNION 67 out of 100, Moderate | 6 | 0.4% | 13.2% |
Top 40 of 191 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps