Texas · HMDA 2025
Mortgage lenders in San Patricio County, TX
241 lenders reported 2,717 home-loan applications in San Patricio County in 2025. 1,250 closed as loans ($314.9M), 504 were denied — a 26.9% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 18% of applications, led by RALLY CREDIT UNION. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,717
- Loans originated
- 1,250
- Purchase / refinance
- 874 / 282
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in San Patricio County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | RALLY CREDIT UNION 76 out of 100, Strong | 199 | 7.3% | 49.8% |
| 2 | 21st Mortgage Corporation | 151 | 5.6% | — |
| 3 | DHI MORTGAGE COMPANY, LTD. | 138 | 5.1% | — |
| 4 | Rocket Mortgage, LLC | 123 | 4.5% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 107 | 3.9% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 105 | 3.9% | — |
| 7 | LENNAR MORTGAGE, LLC | 78 | 2.9% | — |
| 8 | LAKEVIEW LOAN SERVICING, LLC | 71 | 2.6% | — |
| 9 | NEWREZ LLC | 57 | 2.1% | — |
| 10 | TRIAD FINANCIAL SERVICES, INC. | 57 | 2.1% | — |
| 11 | SECURITY SERVICE FEDERAL CREDIT UNION 61 out of 100, Moderate | 57 | 2.1% | 30.8% |
| 12 | RANDOLPH-BROOKS FEDERAL CREDIT UNION 76 out of 100, Strong | 56 | 2.1% | 14.3% |
| 13 | Navy Federal Credit Union 66 out of 100, Moderate | 51 | 1.9% | 32.9% |
| 14 | Mortgage Research Center, LLC | 50 | 1.8% | — |
| 15 | CMG MORTGAGE, INC. | 47 | 1.7% | — |
| 16 | VANDERBILT MORTGAGE AND FINANCE, INC. | 47 | 1.7% | — |
| 17 | GUILD MORTGAGE COMPANY | 47 | 1.7% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 45 | 1.7% | — |
| 19 | LEGEND LENDING CORPORATION | 43 | 1.6% | — |
| 20 | Broker Solutions, Inc. | 41 | 1.5% | — |
| 21 | American Bank, National Association | 41 | 1.5% | — |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 38 | 1.4% | 14.1% |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 36 | 1.3% | — |
| 24 | PLANET HOME LENDING, LLC | 35 | 1.3% | — |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 34 | 1.3% | — |
| 26 | Click n' Close, Inc. | 33 | 1.2% | — |
| 27 | WILLOW BEND MORTGAGE COMPANY, LLC | 29 | 1.1% | — |
| 28 | Bank of America, National Association 59 out of 100, Moderate | 28 | 1.0% | 44.7% |
| 29 | GUARANTEED RATE, INC. | 27 | 1.0% | — |
| 30 | Frost Bank 66 out of 100, Moderate | 26 | 1.0% | 43.5% |
| 31 | Prosperity Bank 71 out of 100, Strong | 23 | 0.8% | 31.5% |
| 32 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 21 | 0.8% | 22.2% |
| 33 | Fairway Independent Mortgage Corporation | 21 | 0.8% | — |
| 34 | NATIONSTAR MORTGAGE LLC | 21 | 0.8% | — |
| 35 | First Community Bank 74 out of 100, Strong | 21 | 0.8% | 3.2% |
| 36 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 20 | 0.7% | 74.7% |
| 37 | VILLAGE CAPITAL & INVESTMENT LLC | 20 | 0.7% | — |
| 38 | UNITED BUILT HOMES, L.L.C. | 19 | 0.7% | — |
| 39 | COUNTRYPLACE MORTGAGE, LTD. | 18 | 0.7% | — |
| 40 | Simmons Bank 60 out of 100, Moderate | 18 | 0.7% | 26.5% |
Top 40 of 241 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps