Texas · HMDA 2025
Mortgage lenders in Starr County, TX
91 lenders reported 748 home-loan applications in Starr County in 2025. 275 closed as loans ($54.0M), 199 were denied — a 40.3% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 27% of applications, led by 21st Mortgage Corporation. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 748
- Loans originated
- 275
- Purchase / refinance
- 185 / 72
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Starr County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 137 | 18.3% | — |
| 2 | PNC Bank, National Association 62 out of 100, Moderate | 32 | 4.3% | 33.8% |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 30 | 4.0% | — |
| 4 | RALLY CREDIT UNION 76 out of 100, Strong | 30 | 4.0% | 49.8% |
| 5 | SECURITYNATIONAL MORTGAGE COMPANY | 28 | 3.7% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 26 | 3.5% | — |
| 7 | AMERIHOME MORTGAGE COMPANY, LLC | 26 | 3.5% | — |
| 8 | Lone Star National Bank 72 out of 100, Strong | 25 | 3.3% | 23.3% |
| 9 | Rocket Mortgage, LLC | 23 | 3.1% | — |
| 10 | VANDERBILT MORTGAGE AND FINANCE, INC. | 19 | 2.5% | — |
| 11 | LAKEVIEW LOAN SERVICING, LLC | 19 | 2.5% | — |
| 12 | Bank of America, National Association 59 out of 100, Moderate | 18 | 2.4% | 44.7% |
| 13 | TRIAD FINANCIAL SERVICES, INC. | 17 | 2.3% | — |
| 14 | Synergy One Lending, Inc. | 16 | 2.1% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 15 | 2.0% | 14.1% |
| 16 | Paramount Residential Mortgage Group, Inc. | 15 | 2.0% | — |
| 17 | NEWREZ LLC | 14 | 1.9% | — |
| 18 | CMG MORTGAGE, INC. | 13 | 1.7% | — |
| 19 | MOVEMENT MORTGAGE, LLC | 13 | 1.7% | — |
| 20 | AMERICAN PORTFOLIO MORTGAGE CORPORATION | 13 | 1.7% | — |
| 21 | LEADERONE FINANCIAL CORPORATION | 12 | 1.6% | — |
| 22 | PLANET HOME LENDING, LLC | 12 | 1.6% | — |
| 23 | SECURITY SERVICE FEDERAL CREDIT UNION 61 out of 100, Moderate | 12 | 1.6% | 30.8% |
| 24 | RIGHT START MORTGAGE, INC. | 12 | 1.6% | — |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 11 | 1.5% | — |
| 26 | FREEDOM MORTGAGE CORPORATION | 11 | 1.5% | — |
| 27 | Mortgage Research Center, LLC | 9 | 1.2% | — |
| 28 | WILLOW BEND MORTGAGE COMPANY, LLC | 9 | 1.2% | — |
| 29 | Discover Bank | 8 | 1.1% | — |
| 30 | NATIONSTAR MORTGAGE LLC | 5 | 0.7% | — |
| 31 | CARRINGTON MORTGAGE SERVICES, LLC | 5 | 0.7% | — |
| 32 | DIRECTIONS EQUITY, LLC | 5 | 0.7% | — |
| 33 | AmeriSave Mortgage Corporation | 4 | 0.5% | — |
| 34 | Gateway First Bank 54 out of 100, Below average | 4 | 0.5% | 5.3% |
| 35 | International Bank of Commerce | 4 | 0.5% | — |
| 36 | UNION HOME MORTGAGE CORP. | 4 | 0.5% | — |
| 37 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.4% | 32.9% |
| 38 | Loandepot.Com, LLC | 3 | 0.4% | — |
| 39 | Broker Solutions, Inc. | 3 | 0.4% | — |
| 40 | GUARANTEED RATE, INC. | 3 | 0.4% | — |
Top 40 of 91 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps