Texas · HMDA 2025
Mortgage lenders in Titus County, TX
131 lenders reported 793 home-loan applications in Titus County in 2025. 346 closed as loans ($85.6M), 167 were denied — a 30.1% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 19% of applications, led by 21st Mortgage Corporation. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 793
- Loans originated
- 346
- Purchase / refinance
- 216 / 93
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Titus County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 60 | 7.6% | — |
| 2 | Guaranty Bank & Trust, N.A. | 48 | 6.1% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 40 | 5.0% | — |
| 4 | Rocket Mortgage, LLC | 36 | 4.5% | — |
| 5 | Pilgrim Bank 68 out of 100, Moderate | 34 | 4.3% | 11.2% |
| 6 | VeraBank, National Association | 33 | 4.2% | — |
| 7 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 28 | 3.5% | — |
| 8 | TRIAD FINANCIAL SERVICES, INC. | 27 | 3.4% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 24 | 3.0% | — |
| 10 | CMG MORTGAGE, INC. | 21 | 2.6% | — |
| 11 | EAST TEXAS PROFESSIONAL Credit Union 90 out of 100, Very strong | 21 | 2.6% | 23.5% |
| 12 | Cypress Bank, SSB | 20 | 2.5% | — |
| 13 | NEWREZ LLC | 17 | 2.1% | — |
| 14 | Glacier Bank 68 out of 100, Moderate | 16 | 2.0% | 20.0% |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 14 | 1.8% | 14.1% |
| 16 | VANDERBILT MORTGAGE AND FINANCE, INC. | 14 | 1.8% | — |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 14 | 1.8% | — |
| 18 | EFINITY FINANCIAL INC. | 12 | 1.5% | — |
| 19 | LAKEVIEW LOAN SERVICING, LLC | 12 | 1.5% | — |
| 20 | FirstBank 59 out of 100, Moderate | 12 | 1.5% | 42.8% |
| 21 | Loandepot.Com, LLC | 11 | 1.4% | — |
| 22 | CROSSCOUNTRY MORTGAGE, INC. | 11 | 1.4% | — |
| 23 | Alliance Bank | 11 | 1.4% | — |
| 24 | Mortgage Research Center, LLC | 10 | 1.3% | — |
| 25 | PLANET HOME LENDING, LLC | 10 | 1.3% | — |
| 26 | Fairway Independent Mortgage Corporation | 9 | 1.1% | — |
| 27 | Broker Solutions, Inc. | 9 | 1.1% | — |
| 28 | T2 FINANCIAL LLC | 8 | 1.0% | — |
| 29 | The City National Bank of Sulphur Springs 78 out of 100, Strong | 8 | 1.0% | 13.8% |
| 30 | Bank of America, National Association 59 out of 100, Moderate | 6 | 0.8% | 44.7% |
| 31 | SPRING EQ, LLC | 6 | 0.8% | — |
| 32 | CREDIT UNION OF TEXAS 43 out of 100, Below average | 6 | 0.8% | 32.5% |
| 33 | SOUTHWEST STAGE FUNDING, LLC | 6 | 0.8% | — |
| 34 | AmeriSave Mortgage Corporation | 5 | 0.6% | — |
| 35 | SOFI BANK, NATIONAL ASSOCIATION | 5 | 0.6% | — |
| 36 | CARRINGTON MORTGAGE SERVICES, LLC | 5 | 0.6% | — |
| 37 | EASTMAN CREDIT UNION 91 out of 100, Very strong | 5 | 0.6% | 26.9% |
| 38 | Discover Bank | 4 | 0.5% | — |
| 39 | TAMMAC HOLDINGS CORPORATION | 4 | 0.5% | — |
| 40 | NATIONSTAR MORTGAGE LLC | 4 | 0.5% | — |
Top 40 of 131 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps