Texas · HMDA 2025
Mortgage lenders in Wichita County, TX
255 lenders reported 4,111 home-loan applications in Wichita County in 2025. 2,066 closed as loans ($449.2M), 478 were denied — a 18.1% denial rate on decided applications, below the Texas rate of 24.7%. The three most active lenders handled 21% of applications, led by American National Bank & Trust. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,111
- Loans originated
- 2,066
- Purchase / refinance
- 1,309 / 614
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wichita County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | American National Bank & Trust 61 out of 100, Moderate | 323 | 7.9% | 4.4% |
| 2 | FLAT BRANCH MORTGAGE, INC. | 319 | 7.8% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 225 | 5.5% | — |
| 4 | UNION SQUARE CREDIT UNION 37 out of 100, Low | 213 | 5.2% | 11.7% |
| 5 | AMERIHOME MORTGAGE COMPANY, LLC | 196 | 4.8% | — |
| 6 | TEXOMA COMMUNITY CREDIT UNION 63 out of 100, Moderate | 193 | 4.7% | 0.0% |
| 7 | Mortgage Research Center, LLC | 145 | 3.5% | — |
| 8 | Rocket Mortgage, LLC | 143 | 3.5% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 141 | 3.4% | — |
| 10 | 21st Mortgage Corporation | 119 | 2.9% | — |
| 11 | LAKEVIEW LOAN SERVICING, LLC | 94 | 2.3% | — |
| 12 | PLANET HOME LENDING, LLC | 90 | 2.2% | — |
| 13 | NEWREZ LLC | 81 | 2.0% | — |
| 14 | Citizens Bank, National Association 54 out of 100, Below average | 75 | 1.8% | 32.5% |
| 15 | NATIONSTAR MORTGAGE LLC | 74 | 1.8% | — |
| 16 | First Bank 81 out of 100, Strong | 72 | 1.8% | 2.0% |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 67 | 1.6% | 14.1% |
| 18 | TRIAD FINANCIAL SERVICES, INC. | 66 | 1.6% | — |
| 19 | FREEDOM MORTGAGE CORPORATION | 64 | 1.6% | — |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 63 | 1.5% | 32.9% |
| 21 | The Jacksboro National Bank | 59 | 1.4% | — |
| 22 | Loandepot.Com, LLC | 51 | 1.2% | — |
| 23 | Prosperity Bank 71 out of 100, Strong | 46 | 1.1% | 31.5% |
| 24 | RESIDENTIAL WHOLESALE MORTGAGE, INC. | 45 | 1.1% | — |
| 25 | Kiavi Funding, Inc. | 43 | 1.0% | — |
| 26 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 39 | 0.9% | — |
| 27 | USAA Federal Savings Bank 64 out of 100, Moderate | 33 | 0.8% | 37.2% |
| 28 | Broker Solutions, Inc. | 31 | 0.8% | — |
| 29 | KIND LENDING, LLC | 28 | 0.7% | — |
| 30 | AmeriSave Mortgage Corporation | 26 | 0.6% | — |
| 31 | WICHITA FALLS TEACHERS FEDERAL CREDIT UNION 82 out of 100, Strong | 25 | 0.6% | 0.0% |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 23 | 0.6% | — |
| 33 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 22 | 0.5% | 22.2% |
| 34 | Discover Bank | 20 | 0.5% | — |
| 35 | GUILD MORTGAGE COMPANY | 19 | 0.5% | — |
| 36 | SPRING EQ, LLC | 18 | 0.4% | — |
| 37 | Zippy Loans, LLC | 18 | 0.4% | — |
| 38 | First National Bank | 18 | 0.4% | — |
| 39 | CROSSCOUNTRY MORTGAGE, INC. | 17 | 0.4% | — |
| 40 | SOFI BANK, NATIONAL ASSOCIATION | 17 | 0.4% | — |
Top 40 of 255 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps