Texas · HMDA 2025
Mortgage lenders in Willacy County, TX
63 lenders reported 269 home-loan applications in Willacy County in 2025. 89 closed as loans ($16.8M), 80 were denied — a 43.5% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 24% of applications, led by RALLY CREDIT UNION. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 269
- Loans originated
- 89
- Purchase / refinance
- 53 / 24
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Willacy County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | RALLY CREDIT UNION 76 out of 100, Strong | 25 | 9.3% | 49.8% |
| 2 | 21st Mortgage Corporation | 23 | 8.6% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 16 | 5.9% | — |
| 4 | PNC Bank, National Association 62 out of 100, Moderate | 14 | 5.2% | 33.8% |
| 5 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 14 | 5.2% | — |
| 6 | LAKEVIEW LOAN SERVICING, LLC | 13 | 4.8% | — |
| 7 | Rocket Mortgage, LLC | 12 | 4.5% | — |
| 8 | TRIAD FINANCIAL SERVICES, INC. | 11 | 4.1% | — |
| 9 | VANDERBILT MORTGAGE AND FINANCE, INC. | 10 | 3.7% | — |
| 10 | Fairway Independent Mortgage Corporation | 10 | 3.7% | — |
| 11 | SECURITY SERVICE FEDERAL CREDIT UNION 61 out of 100, Moderate | 10 | 3.7% | 30.8% |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 8 | 3.0% | 14.1% |
| 13 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 2.2% | — |
| 14 | Bank of America, National Association 59 out of 100, Moderate | 6 | 2.2% | 44.7% |
| 15 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 5 | 1.9% | 22.2% |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 1.9% | — |
| 17 | UNION HOME MORTGAGE CORP. | 5 | 1.9% | — |
| 18 | Mortgage Research Center, LLC | 4 | 1.5% | — |
| 19 | FIGURE LENDING LLC | 4 | 1.5% | — |
| 20 | GoodLeap, LLC | 4 | 1.5% | — |
| 21 | Frost Bank 66 out of 100, Moderate | 4 | 1.5% | 43.5% |
| 22 | CMG MORTGAGE, INC. | 3 | 1.1% | — |
| 23 | Synergy One Lending, Inc. | 3 | 1.1% | — |
| 24 | TAMMAC HOLDINGS CORPORATION | 3 | 1.1% | — |
| 25 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 3 | 1.1% | 74.7% |
| 26 | NEWREZ LLC | 2 | 0.7% | — |
| 27 | Loandepot.Com, LLC | 2 | 0.7% | — |
| 28 | Discover Bank | 2 | 0.7% | — |
| 29 | Texas Regional Bank 53 out of 100, Below average | 2 | 0.7% | 9.0% |
| 30 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.7% | — |
| 31 | COMPEER FINANCIAL, FLCA | 2 | 0.7% | — |
| 32 | CARRINGTON MORTGAGE SERVICES, LLC | 2 | 0.7% | — |
| 33 | SECURITYNATIONAL MORTGAGE COMPANY | 2 | 0.7% | — |
| 34 | NETWORK CAPITAL FUNDING CORPORATION | 2 | 0.7% | — |
| 35 | First Community Bank 81 out of 100, Strong | 2 | 0.7% | 0.0% |
| 36 | Lendage, LLC | 1 | 0.4% | — |
| 37 | Loan Funder LLC | 1 | 0.4% | — |
| 38 | ROUNDPOINT MORTGAGE SERVICING LLC | 1 | 0.4% | — |
| 39 | PLANET HOME LENDING, LLC | 1 | 0.4% | — |
| 40 | First National Bank of America 51 out of 100, Below average | 1 | 0.4% | 16.9% |
Top 40 of 63 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps