Texas · HMDA 2025
Mortgage lenders in Zavala County, TX
37 lenders reported 138 home-loan applications in Zavala County in 2025. 43 closed as loans ($5.5M), 46 were denied — a 49.5% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 51% of applications, led by 21st Mortgage Corporation. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 138
- Loans originated
- 43
- Purchase / refinance
- 34 / 4
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Zavala County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 45 | 32.6% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 13 | 9.4% | — |
| 3 | SECURITY SERVICE FEDERAL CREDIT UNION 61 out of 100, Moderate | 13 | 9.4% | 30.8% |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 5.1% | — |
| 5 | Fairway Independent Mortgage Corporation | 6 | 4.3% | — |
| 6 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 5 | 3.6% | 74.7% |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | 2.9% | — |
| 8 | Rocket Mortgage, LLC | 4 | 2.9% | — |
| 9 | LAKEVIEW LOAN SERVICING, LLC | 4 | 2.9% | — |
| 10 | CMG MORTGAGE, INC. | 3 | 2.2% | — |
| 11 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 1.4% | 22.2% |
| 12 | Mortgage Research Center, LLC | 2 | 1.4% | — |
| 13 | PLAZA HOME MORTGAGE, INC. | 2 | 1.4% | — |
| 14 | FirstBank 59 out of 100, Moderate | 2 | 1.4% | 42.8% |
| 15 | ROYAL UNITED MORTGAGE LLC | 2 | 1.4% | — |
| 16 | TXN Bank 64 out of 100, Moderate | 2 | 1.4% | 18.4% |
| 17 | GARDNER FINANCIAL SERVICES, LTD. | 2 | 1.4% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.7% | 14.1% |
| 19 | Broker Solutions, Inc. | 1 | 0.7% | — |
| 20 | Discover Bank | 1 | 0.7% | — |
| 21 | PENNYMAC LOAN SERVICES, LLC | 1 | 0.7% | — |
| 22 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.7% | — |
| 23 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.7% | 44.7% |
| 24 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.7% | 39.5% |
| 25 | FIRSTMARK | 1 | 0.7% | — |
| 26 | SOUTHWEST STAGE FUNDING, LLC | 1 | 0.7% | — |
| 27 | PLANET HOME LENDING, LLC | 1 | 0.7% | — |
| 28 | Gateway First Bank 54 out of 100, Below average | 1 | 0.7% | 5.3% |
| 29 | International Bank of Commerce | 1 | 0.7% | — |
| 30 | VALLEY STRONG CREDIT UNION 51 out of 100, Below average | 1 | 0.7% | 25.3% |
| 31 | Meridian Trust Federal Credit Union 74 out of 100, Strong | 1 | 0.7% | 22.8% |
| 32 | COUNTRYPLACE MORTGAGE, LTD. | 1 | 0.7% | — |
| 33 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 1 | 0.7% | 45.9% |
| 34 | TAMMAC HOLDINGS CORPORATION | 1 | 0.7% | — |
| 35 | FREEDOM MORTGAGE CORPORATION | 1 | 0.7% | — |
| 36 | Generations Community Federal Credit Union 57 out of 100, Moderate | 1 | 0.7% | 33.1% |
| 37 | GoodLeap, LLC | 1 | 0.7% | — |
Top 37 of 37 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps