Virginia · HMDA 2025
Mortgage lenders in Galax city, VA
59 lenders reported 233 home-loan applications in Galax city in 2025. 103 closed as loans ($17.8M), 53 were denied — a 32.3% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 30% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 233
- Loans originated
- 103
- Purchase / refinance
- 60 / 27
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Galax city
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 38 | 16.3% | — |
| 2 | Rocket Mortgage, LLC | 16 | 6.9% | — |
| 3 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 16 | 6.9% | — |
| 4 | Truist Bank 63 out of 100, Moderate | 15 | 6.4% | 40.8% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 12 | 5.2% | — |
| 6 | SKYLINE NATIONAL BANK 66 out of 100, Moderate | 12 | 5.2% | 5.7% |
| 7 | Truliant Federal Credit Union 67 out of 100, Moderate | 11 | 4.7% | 50.3% |
| 8 | FREEDOM MORTGAGE CORPORATION | 9 | 3.9% | — |
| 9 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 2.6% | — |
| 10 | EMM LOANS LLC | 6 | 2.6% | — |
| 11 | PLANET HOME LENDING, LLC | 5 | 2.1% | — |
| 12 | NATIONAL BANKSHARES, INC. 70 out of 100, Strong | 5 | 2.1% | 3.1% |
| 13 | TRIAD FINANCIAL SERVICES, INC. | 4 | 1.7% | — |
| 14 | Alcova Mortgage LLC | 4 | 1.7% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 1.3% | 14.1% |
| 16 | Broker Solutions, Inc. | 3 | 1.3% | — |
| 17 | First Sentinel Bank 67 out of 100, Moderate | 3 | 1.3% | 5.7% |
| 18 | FIGURE LENDING LLC | 3 | 1.3% | — |
| 19 | SOUTHWEST STAGE FUNDING, LLC | 3 | 1.3% | — |
| 20 | Renasant Bank 64 out of 100, Moderate | 3 | 1.3% | 11.6% |
| 21 | Click n' Close, Inc. | 3 | 1.3% | — |
| 22 | NEW DAY FINANCIAL, LLC | 3 | 1.3% | — |
| 23 | NEWREZ LLC | 2 | 0.9% | — |
| 24 | Fairway Independent Mortgage Corporation | 2 | 0.9% | — |
| 25 | Loandepot.Com, LLC | 2 | 0.9% | — |
| 26 | AmeriSave Mortgage Corporation | 2 | 0.9% | — |
| 27 | Mortgage Research Center, LLC | 2 | 0.9% | — |
| 28 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 0.9% | 39.5% |
| 29 | AMERICAN FINANCIAL RESOURCES, INC. | 2 | 0.9% | — |
| 30 | STATE EMPLOYEES' | 2 | 0.9% | — |
| 31 | NATIONSTAR MORTGAGE LLC | 2 | 0.9% | — |
| 32 | PLAZA HOME MORTGAGE, INC. | 2 | 0.9% | — |
| 33 | FIRST BANCORP, INC. | 2 | 0.9% | — |
| 34 | EVERETT FINANCIAL, INC. | 2 | 0.9% | — |
| 35 | Virginia Credit Union, Inc. | 2 | 0.9% | — |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.4% | 22.2% |
| 37 | MOVEMENT MORTGAGE, LLC | 1 | 0.4% | — |
| 38 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.4% | — |
| 39 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.4% | — |
| 40 | SPRING EQ, LLC | 1 | 0.4% | — |
Top 40 of 59 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
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