Virginia · HMDA 2025
Mortgage lenders in Highland County, VA
26 lenders reported 53 home-loan applications in Highland County in 2025. 26 closed as loans ($6.0M), 10 were denied — a 25.6% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 30% of applications, led by Rocket Mortgage, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 53
- Loans originated
- 26
- Purchase / refinance
- 15 / 7
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Highland County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 7 | 13.2% | — |
| 2 | Burke & Herbert Bank & Trust Company 65 out of 100, Moderate | 5 | 9.4% | 15.9% |
| 3 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 7.5% | 32.9% |
| 4 | Farm Credit of the Virginias, ACA | 4 | 7.5% | — |
| 5 | Vellum Mortgage, Inc. | 4 | 7.5% | — |
| 6 | Loandepot.Com, LLC | 3 | 5.7% | — |
| 7 | Primis Bank | 3 | 5.7% | — |
| 8 | AMERICAN PACIFIC MORTGAGE CORPORATION | 3 | 5.7% | — |
| 9 | CMG MORTGAGE, INC. | 2 | 3.8% | — |
| 10 | NATIONSTAR MORTGAGE LLC | 2 | 3.8% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 1.9% | 14.1% |
| 12 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 1.9% | 32.5% |
| 13 | VANDERBILT MORTGAGE AND FINANCE, INC. | 1 | 1.9% | — |
| 14 | PENNYMAC LOAN SERVICES, LLC | 1 | 1.9% | — |
| 15 | AmeriSave Mortgage Corporation | 1 | 1.9% | — |
| 16 | Mortgage Research Center, LLC | 1 | 1.9% | — |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 1.9% | — |
| 18 | Gateway First Bank 54 out of 100, Below average | 1 | 1.9% | 5.3% |
| 19 | LANGLEY Federal Credit Union 54 out of 100, Below average | 1 | 1.9% | 21.7% |
| 20 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 1 | 1.9% | 45.9% |
| 21 | Ixonia Bank 67 out of 100, Moderate | 1 | 1.9% | 4.7% |
| 22 | Alcova Mortgage LLC | 1 | 1.9% | — |
| 23 | ROYAL UNITED MORTGAGE LLC | 1 | 1.9% | — |
| 24 | F & M BANK CORP. 70 out of 100, Strong | 1 | 1.9% | 3.6% |
| 25 | First Savings Bank | 1 | 1.9% | — |
| 26 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 1 | 1.9% | 22.5% |
Top 26 of 26 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps