Virginia · HMDA 2025
Mortgage lenders in Isle of Wight County, VA
196 lenders reported 2,709 home-loan applications in Isle of Wight County in 2025. 1,384 closed as loans ($417.4M), 341 were denied — a 18.8% denial rate on decided applications, below the Virginia rate of 20.2%. The three most active lenders handled 16% of applications, led by PENNYMAC LOAN SERVICES, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,709
- Loans originated
- 1,384
- Purchase / refinance
- 679 / 420
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Isle of Wight County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 158 | 5.8% | — |
| 2 | Navy Federal Credit Union 66 out of 100, Moderate | 142 | 5.2% | 32.9% |
| 3 | NVR Mortgage Finance, Inc. | 133 | 4.9% | — |
| 4 | Rocket Mortgage, LLC | 122 | 4.5% | — |
| 5 | LANGLEY Federal Credit Union 54 out of 100, Below average | 116 | 4.3% | 21.7% |
| 6 | NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION, INC. DBA BAYPORT CREDIT UNION | 110 | 4.1% | — |
| 7 | NEWREZ LLC | 103 | 3.8% | — |
| 8 | FREEDOM MORTGAGE CORPORATION | 100 | 3.7% | — |
| 9 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 96 | 3.5% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 91 | 3.4% | — |
| 11 | VANDERBILT MORTGAGE AND FINANCE, INC. | 87 | 3.2% | — |
| 12 | Mortgage Research Center, LLC | 82 | 3.0% | — |
| 13 | MOVEMENT MORTGAGE, LLC | 72 | 2.7% | — |
| 14 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 64 | 2.4% | — |
| 15 | Truist Bank 63 out of 100, Moderate | 54 | 2.0% | 40.8% |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 49 | 1.8% | 14.1% |
| 17 | Towne Bank 74 out of 100, Strong | 46 | 1.7% | 6.6% |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 43 | 1.6% | — |
| 19 | PLANET HOME LENDING, LLC | 36 | 1.3% | — |
| 20 | FIGURE LENDING LLC | 34 | 1.3% | — |
| 21 | Broker Solutions, Inc. | 33 | 1.2% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 32 | 1.2% | — |
| 23 | AmeriSave Mortgage Corporation | 28 | 1.0% | — |
| 24 | CROSSCOUNTRY MORTGAGE, INC. | 28 | 1.0% | — |
| 25 | VILLAGE CAPITAL & INVESTMENT LLC | 28 | 1.0% | — |
| 26 | Bank of America, National Association 59 out of 100, Moderate | 22 | 0.8% | 44.7% |
| 27 | LAKEVIEW LOAN SERVICING, LLC | 22 | 0.8% | — |
| 28 | CALCON MUTUAL MORTGAGE LLC | 21 | 0.8% | — |
| 29 | Coastal Community Bank 35 out of 100, Low | 21 | 0.8% | 3.0% |
| 30 | Loandepot.Com, LLC | 20 | 0.7% | — |
| 31 | SPRING EQ, LLC | 19 | 0.7% | — |
| 32 | CMG MORTGAGE, INC. | 18 | 0.7% | — |
| 33 | TIDEWATER MORTGAGE SERVICES, INC. | 18 | 0.7% | — |
| 34 | SOUTHERN TRUST MORTGAGE, LLC | 17 | 0.6% | — |
| 35 | MUTUAL OF OMAHA MORTGAGE, INC. | 17 | 0.6% | — |
| 36 | 1ST ADVANTAGE FEDERAL CREDIT UNION 90 out of 100, Very strong | 15 | 0.6% | 28.0% |
| 37 | NEW DAY FINANCIAL, LLC | 15 | 0.6% | — |
| 38 | Towne Mortgage, LLC | 15 | 0.6% | — |
| 39 | U.S. Bank National Association 55 out of 100, Moderate | 14 | 0.5% | 39.5% |
| 40 | BRONCO Federal Credit Union 61 out of 100, Moderate | 14 | 0.5% | 22.0% |
Top 40 of 196 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps