Virginia · HMDA 2025
Mortgage lenders in Lee County, VA
90 lenders reported 618 home-loan applications in Lee County in 2025. 264 closed as loans ($41.5M), 155 were denied — a 35.3% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 36% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 618
- Loans originated
- 264
- Purchase / refinance
- 164 / 69
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lee County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 100 | 16.2% | — |
| 2 | EASTMAN CREDIT UNION 91 out of 100, Very strong | 91 | 14.7% | 26.9% |
| 3 | Farmers and Miners Bank | 34 | 5.5% | — |
| 4 | Powell Valley National Bank 78 out of 100, Strong | 33 | 5.3% | 15.0% |
| 5 | Lee Bank & Trust Company 82 out of 100, Strong | 30 | 4.9% | 20.5% |
| 6 | Rocket Mortgage, LLC | 23 | 3.7% | — |
| 7 | Mortgage Research Center, LLC | 23 | 3.7% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 22 | 3.6% | — |
| 9 | 21st Mortgage Corporation | 15 | 2.4% | — |
| 10 | CROSSCOUNTRY MORTGAGE, INC. | 15 | 2.4% | — |
| 11 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 14 | 2.3% | 74.7% |
| 12 | MOVEMENT MORTGAGE, LLC | 11 | 1.8% | — |
| 13 | V.I.P. MORTGAGE, INC. | 11 | 1.8% | — |
| 14 | AmeriSave Mortgage Corporation | 10 | 1.6% | — |
| 15 | TRIAD FINANCIAL SERVICES, INC. | 9 | 1.5% | — |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 1.3% | — |
| 17 | Hearthside Bank Corporation 68 out of 100, Moderate | 8 | 1.3% | 11.7% |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 1.1% | 32.9% |
| 19 | Renasant Bank 64 out of 100, Moderate | 7 | 1.1% | 11.6% |
| 20 | NEWREZ LLC | 6 | 1.0% | — |
| 21 | PLANET HOME LENDING, LLC | 6 | 1.0% | — |
| 22 | Loandepot.Com, LLC | 5 | 0.8% | — |
| 23 | GUARANTEED RATE, INC. | 5 | 0.8% | — |
| 24 | SOUTHWEST STAGE FUNDING, LLC | 5 | 0.8% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 5 | 0.8% | — |
| 26 | FREEDOM MORTGAGE CORPORATION | 5 | 0.8% | — |
| 27 | Community Trust Bank, Inc. 80 out of 100, Strong | 4 | 0.6% | 13.9% |
| 28 | ROSS MORTGAGE CORPORATION | 4 | 0.6% | — |
| 29 | CARRINGTON MORTGAGE SERVICES, LLC | 4 | 0.6% | — |
| 30 | Commercial Bank 77 out of 100, Strong | 4 | 0.6% | 7.9% |
| 31 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 0.5% | 14.1% |
| 32 | Truist Bank 63 out of 100, Moderate | 3 | 0.5% | 40.8% |
| 33 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.5% | 22.2% |
| 34 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 0.5% | 39.5% |
| 35 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.5% | — |
| 36 | FIGURE LENDING LLC | 3 | 0.5% | — |
| 37 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 3 | 0.5% | — |
| 38 | AMERICAN PACIFIC MORTGAGE CORPORATION | 3 | 0.5% | — |
| 39 | MILEND, INC. | 3 | 0.5% | — |
| 40 | Broker Solutions, Inc. | 2 | 0.3% | — |
Top 40 of 90 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps