Virginia · HMDA 2025
Mortgage lenders in New Kent County, VA
201 lenders reported 2,077 home-loan applications in New Kent County in 2025. 1,122 closed as loans ($340.5M), 209 were denied — a 15.1% denial rate on decided applications, below the Virginia rate of 20.2%. The three most active lenders handled 19% of applications, led by PENNYMAC LOAN SERVICES, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,077
- Loans originated
- 1,122
- Purchase / refinance
- 617 / 307
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in New Kent County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 158 | 7.6% | — |
| 2 | NVR Mortgage Finance, Inc. | 138 | 6.6% | — |
| 3 | DHI MORTGAGE COMPANY, LTD. | 104 | 5.0% | — |
| 4 | Rocket Mortgage, LLC | 97 | 4.7% | — |
| 5 | NEWREZ LLC | 77 | 3.7% | — |
| 6 | Citizens and Farmers Bank 75 out of 100, Strong | 63 | 3.0% | 27.4% |
| 7 | FREEDOM MORTGAGE CORPORATION | 62 | 3.0% | — |
| 8 | Navy Federal Credit Union 66 out of 100, Moderate | 54 | 2.6% | 32.9% |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 52 | 2.5% | — |
| 10 | Truist Bank 63 out of 100, Moderate | 51 | 2.5% | 40.8% |
| 11 | VANDERBILT MORTGAGE AND FINANCE, INC. | 49 | 2.4% | — |
| 12 | Virginia Credit Union, Inc. | 47 | 2.3% | — |
| 13 | CAPITAL CENTER, L.L.C. | 45 | 2.2% | — |
| 14 | MOVEMENT MORTGAGE, LLC | 43 | 2.1% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 42 | 2.0% | 14.1% |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 41 | 2.0% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 37 | 1.8% | — |
| 18 | LENNAR MORTGAGE, LLC | 35 | 1.7% | — |
| 19 | Mortgage Research Center, LLC | 32 | 1.5% | — |
| 20 | Towne Bank 74 out of 100, Strong | 31 | 1.5% | 6.6% |
| 21 | C & F Mortgage Corporation | 29 | 1.4% | — |
| 22 | LANGLEY Federal Credit Union 54 out of 100, Below average | 28 | 1.3% | 21.7% |
| 23 | Bank of America, National Association 59 out of 100, Moderate | 26 | 1.3% | 44.7% |
| 24 | PLANET HOME LENDING, LLC | 23 | 1.1% | — |
| 25 | VILLAGE CAPITAL & INVESTMENT LLC | 21 | 1.0% | — |
| 26 | FIGURE LENDING LLC | 19 | 0.9% | — |
| 27 | 1ST ADVANTAGE FEDERAL CREDIT UNION 90 out of 100, Very strong | 19 | 0.9% | 28.0% |
| 28 | United Bank 74 out of 100, Strong | 19 | 0.9% | 20.3% |
| 29 | Loandepot.Com, LLC | 18 | 0.9% | — |
| 30 | Prosperity Home Mortgage, LLC | 18 | 0.9% | — |
| 31 | First Heritage Mortgage, LLC | 18 | 0.9% | — |
| 32 | AmeriSave Mortgage Corporation | 17 | 0.8% | — |
| 33 | NEW DAY FINANCIAL, LLC | 16 | 0.8% | — |
| 34 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 16 | 0.8% | — |
| 35 | Towne First Mortgage, LLC | 16 | 0.8% | — |
| 36 | Atlantic Union Bank 73 out of 100, Strong | 15 | 0.7% | 23.3% |
| 37 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 12 | 0.6% | — |
| 38 | NFM, INC. | 12 | 0.6% | — |
| 39 | LAKEVIEW LOAN SERVICING, LLC | 12 | 0.6% | — |
| 40 | Alcova Mortgage LLC | 12 | 0.6% | — |
Top 40 of 201 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps