Virginia · HMDA 2025
Mortgage lenders in Portsmouth city, VA
272 lenders reported 6,290 home-loan applications in Portsmouth city in 2025. 3,012 closed as loans ($703.8M), 907 were denied — a 21.9% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 18% of applications, led by Navy Federal Credit Union. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 6,290
- Loans originated
- 3,012
- Purchase / refinance
- 1,750 / 898
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Portsmouth city
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Navy Federal Credit Union 66 out of 100, Moderate | 421 | 6.7% | 32.9% |
| 2 | Mortgage Research Center, LLC | 389 | 6.2% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 348 | 5.5% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 309 | 4.9% | — |
| 5 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 276 | 4.4% | — |
| 6 | Rocket Mortgage, LLC | 252 | 4.0% | — |
| 7 | FREEDOM MORTGAGE CORPORATION | 236 | 3.8% | — |
| 8 | NEWREZ LLC | 212 | 3.4% | — |
| 9 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 159 | 2.5% | — |
| 10 | MOVEMENT MORTGAGE, LLC | 156 | 2.5% | — |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 130 | 2.1% | — |
| 12 | SOUTHERN TRUST MORTGAGE, LLC | 124 | 2.0% | — |
| 13 | PLANET HOME LENDING, LLC | 119 | 1.9% | — |
| 14 | NVR Mortgage Finance, Inc. | 117 | 1.9% | — |
| 15 | NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION, INC. DBA BAYPORT CREDIT UNION | 115 | 1.8% | — |
| 16 | LANGLEY Federal Credit Union 54 out of 100, Below average | 115 | 1.8% | 21.7% |
| 17 | VILLAGE CAPITAL & INVESTMENT LLC | 110 | 1.7% | — |
| 18 | Towne Bank 74 out of 100, Strong | 99 | 1.6% | 6.6% |
| 19 | Truist Bank 63 out of 100, Moderate | 98 | 1.6% | 40.8% |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 82 | 1.3% | 14.1% |
| 21 | Atlantic Coast Mortgage, LLC | 79 | 1.3% | — |
| 22 | CHARTWAY FEDERAL CREDIT UNION 50 out of 100, Below average | 72 | 1.1% | 31.3% |
| 23 | Broker Solutions, Inc. | 71 | 1.1% | — |
| 24 | CROSSCOUNTRY MORTGAGE, INC. | 70 | 1.1% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 68 | 1.1% | — |
| 26 | AmeriSave Mortgage Corporation | 61 | 1.0% | — |
| 27 | ABNB Federal Credit Union 53 out of 100, Below average | 55 | 0.9% | 34.4% |
| 28 | LAKEVIEW LOAN SERVICING, LLC | 53 | 0.8% | — |
| 29 | Kiavi Funding, Inc. | 52 | 0.8% | — |
| 30 | CARRINGTON MORTGAGE SERVICES, LLC | 51 | 0.8% | — |
| 31 | Bank of America, National Association 59 out of 100, Moderate | 46 | 0.7% | 44.7% |
| 32 | FIGURE LENDING LLC | 45 | 0.7% | — |
| 33 | Loandepot.Com, LLC | 43 | 0.7% | — |
| 34 | TIDEWATER MORTGAGE SERVICES, INC. | 43 | 0.7% | — |
| 35 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 40 | 0.6% | 22.2% |
| 36 | Archer Mortgage, LLC | 38 | 0.6% | — |
| 37 | Coastal Community Bank 35 out of 100, Low | 35 | 0.6% | 3.0% |
| 38 | CALCON MUTUAL MORTGAGE LLC | 34 | 0.5% | — |
| 39 | UNION HOME MORTGAGE CORP. | 34 | 0.5% | — |
| 40 | AMERICAN FINANCIAL NETWORK, INC. | 33 | 0.5% | — |
Top 40 of 272 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps