Virginia · HMDA 2025
Mortgage lenders in Russell County, VA
86 lenders reported 608 home-loan applications in Russell County in 2025. 282 closed as loans ($46.8M), 131 were denied — a 29.9% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 34% of applications, led by EASTMAN CREDIT UNION. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 608
- Loans originated
- 282
- Purchase / refinance
- 170 / 69
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Russell County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | EASTMAN CREDIT UNION 91 out of 100, Very strong | 92 | 15.1% | 26.9% |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 64 | 10.5% | — |
| 3 | Rocket Mortgage, LLC | 48 | 7.9% | — |
| 4 | MOVEMENT MORTGAGE, LLC | 45 | 7.4% | — |
| 5 | FIRST BANCORP, INC. | 40 | 6.6% | — |
| 6 | 21st Mortgage Corporation | 24 | 3.9% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 17 | 2.8% | — |
| 8 | New Peoples Bank, Inc. 76 out of 100, Strong | 15 | 2.5% | 5.9% |
| 9 | Truist Bank 63 out of 100, Moderate | 14 | 2.3% | 40.8% |
| 10 | AmeriSave Mortgage Corporation | 14 | 2.3% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 12 | 2.0% | — |
| 12 | SOUTHWEST STAGE FUNDING, LLC | 11 | 1.8% | — |
| 13 | Mortgage Research Center, LLC | 10 | 1.6% | — |
| 14 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 10 | 1.6% | 74.7% |
| 15 | Loandepot.Com, LLC | 9 | 1.5% | — |
| 16 | Broker Solutions, Inc. | 8 | 1.3% | — |
| 17 | Atlantic Union Bank 73 out of 100, Strong | 8 | 1.3% | 23.3% |
| 18 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 1.2% | — |
| 19 | First Sentinel Bank 67 out of 100, Moderate | 7 | 1.2% | 5.7% |
| 20 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 7 | 1.2% | — |
| 21 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 6 | 1.0% | 22.2% |
| 22 | PLANET HOME LENDING, LLC | 6 | 1.0% | — |
| 23 | TRUPoint Bank 77 out of 100, Strong | 6 | 1.0% | 19.0% |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 0.8% | 32.9% |
| 25 | Farm Credit of the Virginias, ACA | 5 | 0.8% | — |
| 26 | Discover Bank | 4 | 0.7% | — |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 0.7% | — |
| 28 | SPRING EQ, LLC | 4 | 0.7% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 4 | 0.7% | — |
| 30 | LAKEVIEW LOAN SERVICING, LLC | 4 | 0.7% | — |
| 31 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 4 | 0.7% | — |
| 32 | ROYAL UNITED MORTGAGE LLC | 4 | 0.7% | — |
| 33 | PHH Mortgage Corporation | 4 | 0.7% | — |
| 34 | Virginia Credit Union, Inc. | 4 | 0.7% | — |
| 35 | TRIAD FINANCIAL SERVICES, INC. | 3 | 0.5% | — |
| 36 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.5% | — |
| 37 | THE BANK OF MARION 71 out of 100, Strong | 3 | 0.5% | 11.9% |
| 38 | GVC MORTGAGE, INC. | 3 | 0.5% | — |
| 39 | First Community Bank 75 out of 100, Strong | 3 | 0.5% | 30.8% |
| 40 | NEW DAY FINANCIAL, LLC | 3 | 0.5% | — |
Top 40 of 86 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps