Washington · HMDA 2025
Mortgage lenders in Ferry County, WA
74 lenders reported 199 home-loan applications in Ferry County in 2025. 93 closed as loans ($22.0M), 40 were denied — a 27.8% denial rate on decided applications, above the Washington rate of 19.5%. The three most active lenders handled 30% of applications, led by SPOKANE TEACHERS. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 199
- Loans originated
- 93
- Purchase / refinance
- 37 / 31
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Ferry County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | SPOKANE TEACHERS | 28 | 14.1% | — |
| 2 | Rocket Mortgage, LLC | 21 | 10.6% | — |
| 3 | SPRING EQ, LLC | 10 | 5.0% | — |
| 4 | NEWREZ LLC | 7 | 3.5% | — |
| 5 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 7 | 3.5% | — |
| 6 | Banner Bank 72 out of 100, Strong | 7 | 3.5% | 35.6% |
| 7 | Loandepot.Com, LLC | 5 | 2.5% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 2.5% | — |
| 9 | Broker Solutions, Inc. | 5 | 2.5% | — |
| 10 | Boeing Employees Credit Union 75 out of 100, Strong | 5 | 2.5% | 26.5% |
| 11 | CARRINGTON MORTGAGE SERVICES, LLC | 5 | 2.5% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 2.0% | 14.1% |
| 13 | PLAZA HOME MORTGAGE, INC. | 4 | 2.0% | — |
| 14 | CMG MORTGAGE, INC. | 3 | 1.5% | — |
| 15 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 1.5% | 32.9% |
| 16 | PENNYMAC LOAN SERVICES, LLC | 3 | 1.5% | — |
| 17 | AgWest Farm Credit, FLCA | 3 | 1.5% | — |
| 18 | 21st Mortgage Corporation | 2 | 1.0% | — |
| 19 | MOVEMENT MORTGAGE, LLC | 2 | 1.0% | — |
| 20 | GUILD MORTGAGE COMPANY | 2 | 1.0% | — |
| 21 | TRIAD FINANCIAL SERVICES, INC. | 2 | 1.0% | — |
| 22 | Mortgage Research Center, LLC | 2 | 1.0% | — |
| 23 | THE LOAN STORE, INC. | 2 | 1.0% | — |
| 24 | IDAHO CENTRAL CREDIT UNION 62 out of 100, Moderate | 2 | 1.0% | 17.8% |
| 25 | Horizon Federally Insured State-Chartered Credit Union | 2 | 1.0% | — |
| 26 | FINANCE OF AMERICA REVERSE LLC | 2 | 1.0% | — |
| 27 | NATIONSTAR MORTGAGE LLC | 2 | 1.0% | — |
| 28 | FREEDOM MORTGAGE CORPORATION | 2 | 1.0% | — |
| 29 | AMERICAN PACIFIC MORTGAGE CORPORATION | 2 | 1.0% | — |
| 30 | LAKEVIEW LOAN SERVICING, LLC | 2 | 1.0% | — |
| 31 | Washington Trust Bank 60 out of 100, Moderate | 2 | 1.0% | 22.5% |
| 32 | Valon Mortgage, Inc. | 2 | 1.0% | — |
| 33 | NATIONS DIRECT MORTGAGE, LLC | 2 | 1.0% | — |
| 34 | PHH Mortgage Corporation | 2 | 1.0% | — |
| 35 | The Huntington National Bank 59 out of 100, Moderate | 1 | 0.5% | 31.6% |
| 36 | AmeriSave Mortgage Corporation | 1 | 0.5% | — |
| 37 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.5% | — |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.5% | 44.7% |
| 39 | Cornerstone First Mortgage, Inc | 1 | 0.5% | — |
| 40 | Synergy One Lending, Inc. | 1 | 0.5% | — |
Top 40 of 74 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Washington
- King County 78,011 apps
- Pierce County 42,610 apps
- Snohomish County 36,118 apps
- Spokane County 24,063 apps
- Clark County 23,306 apps
- Thurston County 14,076 apps
- Kitsap County 13,301 apps
- Benton County 9,496 apps
- Whatcom County 8,552 apps
- Yakima County 8,147 apps
- Cowlitz County 5,862 apps
- Skagit County 5,104 apps