Washington · HMDA 2025
Mortgage lenders in Pacific County, WA
192 lenders reported 1,231 home-loan applications in Pacific County in 2025. 652 closed as loans ($168.0M), 193 were denied — a 22.0% denial rate on decided applications, above the Washington rate of 19.5%. The three most active lenders handled 18% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,231
- Loans originated
- 652
- Purchase / refinance
- 304 / 233
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Pacific County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 84 | 6.8% | — |
| 2 | Rocket Mortgage, LLC | 84 | 6.8% | — |
| 3 | GUILD MORTGAGE COMPANY | 49 | 4.0% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 40 | 3.2% | — |
| 5 | NEWREZ LLC | 35 | 2.8% | — |
| 6 | CROSSCOUNTRY MORTGAGE, INC. | 35 | 2.8% | — |
| 7 | RESIDENTIAL MORTGAGE, LLC | 30 | 2.4% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 29 | 2.4% | 14.1% |
| 9 | Mortgage Research Center, LLC | 26 | 2.1% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 23 | 1.9% | — |
| 11 | Boeing Employees Credit Union 75 out of 100, Strong | 23 | 1.9% | 26.5% |
| 12 | FIBRE | 23 | 1.9% | — |
| 13 | Loandepot.Com, LLC | 21 | 1.7% | — |
| 14 | KeyBank National Association 63 out of 100, Moderate | 21 | 1.7% | 32.8% |
| 15 | TWINSTAR | 19 | 1.5% | — |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 18 | 1.5% | 32.9% |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 18 | 1.5% | — |
| 18 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 18 | 1.5% | — |
| 19 | PHH Mortgage Corporation | 18 | 1.5% | — |
| 20 | FIGURE LENDING LLC | 17 | 1.4% | — |
| 21 | GUARANTEED RATE, INC. | 15 | 1.2% | — |
| 22 | First Interstate Bank 62 out of 100, Moderate | 14 | 1.1% | 29.4% |
| 23 | AmeriSave Mortgage Corporation | 13 | 1.1% | — |
| 24 | WASHINGTON STATE EMPLOYEES CREDIT UNION 59 out of 100, Moderate | 13 | 1.1% | 46.1% |
| 25 | Bank of America, National Association 59 out of 100, Moderate | 12 | 1.0% | 44.7% |
| 26 | U.S. Bank National Association 55 out of 100, Moderate | 12 | 1.0% | 39.5% |
| 27 | NATIONSTAR MORTGAGE LLC | 12 | 1.0% | — |
| 28 | LAKEVIEW LOAN SERVICING, LLC | 12 | 1.0% | — |
| 29 | Fairway Independent Mortgage Corporation | 11 | 0.9% | — |
| 30 | ONPOINT COMMUNITY CREDIT UNION 83 out of 100, Strong | 11 | 0.9% | 17.5% |
| 31 | MUTUAL OF OMAHA MORTGAGE, INC. | 11 | 0.9% | — |
| 32 | SPRING EQ, LLC | 10 | 0.8% | — |
| 33 | THE LOAN STORE, INC. | 10 | 0.8% | — |
| 34 | GESA | 10 | 0.8% | — |
| 35 | CMG MORTGAGE, INC. | 9 | 0.7% | — |
| 36 | Broker Solutions, Inc. | 9 | 0.7% | — |
| 37 | PLANET HOME LENDING, LLC | 9 | 0.7% | — |
| 38 | AMERICAN PACIFIC MORTGAGE CORPORATION | 9 | 0.7% | — |
| 39 | Coastal Community Bank 35 out of 100, Low | 9 | 0.7% | 3.0% |
| 40 | iQ Credit Union 70 out of 100, Strong | 8 | 0.6% | 21.9% |
Top 40 of 192 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Washington
- King County 78,011 apps
- Pierce County 42,610 apps
- Snohomish County 36,118 apps
- Spokane County 24,063 apps
- Clark County 23,306 apps
- Thurston County 14,076 apps
- Kitsap County 13,301 apps
- Benton County 9,496 apps
- Whatcom County 8,552 apps
- Yakima County 8,147 apps
- Cowlitz County 5,862 apps
- Skagit County 5,104 apps