Washington · HMDA 2025
Mortgage lenders in Stevens County, WA
186 lenders reported 2,091 home-loan applications in Stevens County in 2025. 1,054 closed as loans ($285.0M), 377 were denied — a 25.0% denial rate on decided applications, above the Washington rate of 19.5%. The three most active lenders handled 22% of applications, led by SPOKANE TEACHERS. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,091
- Loans originated
- 1,054
- Purchase / refinance
- 452 / 367
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Stevens County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | SPOKANE TEACHERS | 222 | 10.6% | — |
| 2 | Rocket Mortgage, LLC | 140 | 6.7% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 98 | 4.7% | — |
| 4 | Horizon Federally Insured State-Chartered Credit Union | 69 | 3.3% | — |
| 5 | NUMERICA CREDIT UNION 74 out of 100, Strong | 57 | 2.7% | 39.5% |
| 6 | GUILD MORTGAGE COMPANY | 55 | 2.6% | — |
| 7 | Sunflower Bank, National Association 51 out of 100, Below average | 55 | 2.6% | 5.8% |
| 8 | Broker Solutions, Inc. | 54 | 2.6% | — |
| 9 | GESA | 45 | 2.2% | — |
| 10 | NEWREZ LLC | 44 | 2.1% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 44 | 2.1% | 14.1% |
| 12 | Mortgage Research Center, LLC | 42 | 2.0% | — |
| 13 | Loandepot.Com, LLC | 39 | 1.9% | — |
| 14 | Banner Bank 72 out of 100, Strong | 38 | 1.8% | 35.6% |
| 15 | Washington Trust Bank 60 out of 100, Moderate | 36 | 1.7% | 22.5% |
| 16 | PENNYMAC LOAN SERVICES, LLC | 35 | 1.7% | — |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 34 | 1.6% | — |
| 18 | AmeriSave Mortgage Corporation | 32 | 1.5% | — |
| 19 | IDAHO CENTRAL CREDIT UNION 62 out of 100, Moderate | 29 | 1.4% | 17.8% |
| 20 | FREEDOM MORTGAGE CORPORATION | 29 | 1.4% | — |
| 21 | Boeing Employees Credit Union 75 out of 100, Strong | 28 | 1.3% | 26.5% |
| 22 | NATIONSTAR MORTGAGE LLC | 27 | 1.3% | — |
| 23 | CMG MORTGAGE, INC. | 24 | 1.1% | — |
| 24 | 21st Mortgage Corporation | 24 | 1.1% | — |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 22 | 1.1% | 32.9% |
| 26 | SPRING EQ, LLC | 22 | 1.1% | — |
| 27 | FIGURE LENDING LLC | 21 | 1.0% | — |
| 28 | WASHINGTON STATE EMPLOYEES CREDIT UNION 59 out of 100, Moderate | 21 | 1.0% | 46.1% |
| 29 | Synergy One Lending, Inc. | 20 | 1.0% | — |
| 30 | GENEVA FINANCIAL, LLC | 20 | 1.0% | — |
| 31 | U.S. Bank National Association 55 out of 100, Moderate | 19 | 0.9% | 39.5% |
| 32 | CANOPY MORTGAGE, LLC | 19 | 0.9% | — |
| 33 | Fairway Independent Mortgage Corporation | 17 | 0.8% | — |
| 34 | PLANET HOME LENDING, LLC | 17 | 0.8% | — |
| 35 | Glacier Bank 68 out of 100, Moderate | 16 | 0.8% | 20.0% |
| 36 | NATIONS DIRECT MORTGAGE, LLC | 16 | 0.8% | — |
| 37 | Coastal Community Bank 35 out of 100, Low | 16 | 0.8% | 3.0% |
| 38 | GUARANTEED RATE, INC. | 15 | 0.7% | — |
| 39 | Bank of America, National Association 59 out of 100, Moderate | 15 | 0.7% | 44.7% |
| 40 | TRIAD FINANCIAL SERVICES, INC. | 14 | 0.7% | — |
Top 40 of 186 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Washington
- King County 78,011 apps
- Pierce County 42,610 apps
- Snohomish County 36,118 apps
- Spokane County 24,063 apps
- Clark County 23,306 apps
- Thurston County 14,076 apps
- Kitsap County 13,301 apps
- Benton County 9,496 apps
- Whatcom County 8,552 apps
- Yakima County 8,147 apps
- Cowlitz County 5,862 apps
- Skagit County 5,104 apps