Washington · HMDA 2025
Mortgage lenders in Walla Walla County, WA
194 lenders reported 2,170 home-loan applications in Walla Walla County in 2025. 1,178 closed as loans ($350.6M), 288 were denied — a 18.7% denial rate on decided applications, close to the Washington rate of 19.5%. The three most active lenders handled 21% of applications, led by GESA. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,170
- Loans originated
- 1,178
- Purchase / refinance
- 555 / 361
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Walla Walla County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GESA | 182 | 8.4% | — |
| 2 | PREMIER MORTGAGE RESOURCES, L.L.C. | 155 | 7.1% | — |
| 3 | MORTGAGE EXPRESS, LLC | 124 | 5.7% | — |
| 4 | Rocket Mortgage, LLC | 113 | 5.2% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 108 | 5.0% | — |
| 6 | Banner Bank 72 out of 100, Strong | 95 | 4.4% | 35.6% |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 77 | 3.5% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 70 | 3.2% | 14.1% |
| 9 | Baker-Boyer National Bank 66 out of 100, Moderate | 69 | 3.2% | 5.2% |
| 10 | Umpqua Bank 64 out of 100, Moderate | 54 | 2.5% | 28.5% |
| 11 | CMG MORTGAGE, INC. | 53 | 2.4% | — |
| 12 | NEWREZ LLC | 50 | 2.3% | — |
| 13 | U.S. Bank National Association 55 out of 100, Moderate | 49 | 2.3% | 39.5% |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 38 | 1.8% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 37 | 1.7% | — |
| 16 | NATIONSTAR MORTGAGE LLC | 36 | 1.7% | — |
| 17 | FIGURE LENDING LLC | 35 | 1.6% | — |
| 18 | Loandepot.Com, LLC | 34 | 1.6% | — |
| 19 | Mortgage Research Center, LLC | 27 | 1.2% | — |
| 20 | Potlatch No. 1 Financial Credit Union 62 out of 100, Moderate | 27 | 1.2% | 13.4% |
| 21 | SPRING EQ, LLC | 26 | 1.2% | — |
| 22 | HAPO COMMUNITY CREDIT UNION 80 out of 100, Strong | 26 | 1.2% | 25.8% |
| 23 | Bank of America, National Association 59 out of 100, Moderate | 23 | 1.1% | 44.7% |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 20 | 0.9% | 32.9% |
| 25 | Boeing Employees Credit Union 75 out of 100, Strong | 20 | 0.9% | 26.5% |
| 26 | SPOKANE TEACHERS | 19 | 0.9% | — |
| 27 | PHH Mortgage Corporation | 17 | 0.8% | — |
| 28 | Broker Solutions, Inc. | 16 | 0.7% | — |
| 29 | THE LOAN STORE, INC. | 16 | 0.7% | — |
| 30 | SOFI BANK, NATIONAL ASSOCIATION | 16 | 0.7% | — |
| 31 | VILLAGE CAPITAL & INVESTMENT LLC | 16 | 0.7% | — |
| 32 | CROSSCOUNTRY MORTGAGE, INC. | 15 | 0.7% | — |
| 33 | Click n' Close, Inc. | 14 | 0.6% | — |
| 34 | AmeriSave Mortgage Corporation | 13 | 0.6% | — |
| 35 | GUILD MORTGAGE COMPANY | 13 | 0.6% | — |
| 36 | WASHINGTON STATE EMPLOYEES CREDIT UNION 59 out of 100, Moderate | 12 | 0.6% | 46.1% |
| 37 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 12 | 0.6% | 74.7% |
| 38 | FIRST TECHNOLOGY FEDERAL CREDIT UNION 53 out of 100, Below average | 11 | 0.5% | 15.5% |
| 39 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 10 | 0.5% | 22.2% |
| 40 | MOVEMENT MORTGAGE, LLC | 10 | 0.5% | — |
Top 40 of 194 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Washington
- King County 78,011 apps
- Pierce County 42,610 apps
- Snohomish County 36,118 apps
- Spokane County 24,063 apps
- Clark County 23,306 apps
- Thurston County 14,076 apps
- Kitsap County 13,301 apps
- Benton County 9,496 apps
- Whatcom County 8,552 apps
- Yakima County 8,147 apps
- Cowlitz County 5,862 apps
- Skagit County 5,104 apps