Washington · HMDA 2025
Mortgage lenders in Whitman County, WA
155 lenders reported 1,294 home-loan applications in Whitman County in 2025. 737 closed as loans ($199.8M), 171 were denied — a 18.0% denial rate on decided applications, below the Washington rate of 19.5%. The three most active lenders handled 18% of applications, led by CROSSCOUNTRY MORTGAGE, INC.. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,294
- Loans originated
- 737
- Purchase / refinance
- 387 / 207
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Whitman County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | CROSSCOUNTRY MORTGAGE, INC. | 79 | 6.1% | — |
| 2 | WASHINGTON STATE EMPLOYEES CREDIT UNION 59 out of 100, Moderate | 75 | 5.8% | 46.1% |
| 3 | Rocket Mortgage, LLC | 74 | 5.7% | — |
| 4 | GUILD MORTGAGE COMPANY | 64 | 4.9% | — |
| 5 | Potlatch No. 1 Financial Credit Union 62 out of 100, Moderate | 56 | 4.3% | 13.4% |
| 6 | CMG MORTGAGE, INC. | 54 | 4.2% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 43 | 3.3% | — |
| 8 | IDAHO CENTRAL CREDIT UNION 62 out of 100, Moderate | 43 | 3.3% | 17.8% |
| 9 | Washington Trust Bank 60 out of 100, Moderate | 36 | 2.8% | 22.5% |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 35 | 2.7% | 14.1% |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 35 | 2.7% | 39.5% |
| 12 | PENNYMAC LOAN SERVICES, LLC | 34 | 2.6% | — |
| 13 | NEWREZ LLC | 33 | 2.6% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 28 | 2.2% | — |
| 15 | Banner Bank 72 out of 100, Strong | 28 | 2.2% | 35.6% |
| 16 | Umpqua Bank 64 out of 100, Moderate | 24 | 1.9% | 28.5% |
| 17 | SPOKANE TEACHERS | 22 | 1.7% | — |
| 18 | Mortgage Research Center, LLC | 19 | 1.5% | — |
| 19 | Citizens Bank, National Association 54 out of 100, Below average | 18 | 1.4% | 32.5% |
| 20 | GESA | 18 | 1.4% | — |
| 21 | TRIAD FINANCIAL SERVICES, INC. | 15 | 1.2% | — |
| 22 | KIND LENDING, LLC | 15 | 1.2% | — |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 13 | 1.0% | 32.9% |
| 24 | Bank of America, National Association 59 out of 100, Moderate | 13 | 1.0% | 44.7% |
| 25 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 13 | 1.0% | 30.7% |
| 26 | NUMERICA CREDIT UNION 74 out of 100, Strong | 13 | 1.0% | 39.5% |
| 27 | AmeriSave Mortgage Corporation | 11 | 0.9% | — |
| 28 | AMERICAN PACIFIC MORTGAGE CORPORATION | 11 | 0.9% | — |
| 29 | Fairway Independent Mortgage Corporation | 10 | 0.8% | — |
| 30 | GUARANTEED RATE, INC. | 10 | 0.8% | — |
| 31 | NATIONSTAR MORTGAGE LLC | 10 | 0.8% | — |
| 32 | Loandepot.Com, LLC | 9 | 0.7% | — |
| 33 | FIGURE LENDING LLC | 9 | 0.7% | — |
| 34 | 21st Mortgage Corporation | 8 | 0.6% | — |
| 35 | MOVEMENT MORTGAGE, LLC | 8 | 0.6% | — |
| 36 | Broker Solutions, Inc. | 8 | 0.6% | — |
| 37 | SPRING EQ, LLC | 8 | 0.6% | — |
| 38 | Boeing Employees Credit Union 75 out of 100, Strong | 8 | 0.6% | 26.5% |
| 39 | LAKEVIEW LOAN SERVICING, LLC | 8 | 0.6% | — |
| 40 | CANOPY MORTGAGE, LLC | 8 | 0.6% | — |
Top 40 of 155 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Washington
- King County 78,011 apps
- Pierce County 42,610 apps
- Snohomish County 36,118 apps
- Spokane County 24,063 apps
- Clark County 23,306 apps
- Thurston County 14,076 apps
- Kitsap County 13,301 apps
- Benton County 9,496 apps
- Whatcom County 8,552 apps
- Yakima County 8,147 apps
- Cowlitz County 5,862 apps
- Skagit County 5,104 apps