West Virginia · HMDA 2025
Mortgage lenders in Hampshire County, WV
129 lenders reported 970 home-loan applications in Hampshire County in 2025. 540 closed as loans ($105.5M), 126 were denied — a 18.2% denial rate on decided applications, below the West Virginia rate of 26.6%. The three most active lenders handled 24% of applications, led by Bank of Romney. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 970
- Loans originated
- 540
- Purchase / refinance
- 271 / 175
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hampshire County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Bank of Romney | 115 | 11.9% | — |
| 2 | Rocket Mortgage, LLC | 65 | 6.7% | — |
| 3 | Navy Federal Credit Union 66 out of 100, Moderate | 54 | 5.6% | 32.9% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 52 | 5.4% | — |
| 5 | FNB Bank, Incorporated 70 out of 100, Strong | 42 | 4.3% | 4.6% |
| 6 | Mortgage Research Center, LLC | 37 | 3.8% | — |
| 7 | NEWREZ LLC | 35 | 3.6% | — |
| 8 | VANDERBILT MORTGAGE AND FINANCE, INC. | 35 | 3.6% | — |
| 9 | CROSSCOUNTRY MORTGAGE, INC. | 27 | 2.8% | — |
| 10 | TIDEWATER MORTGAGE SERVICES, INC. | 25 | 2.6% | — |
| 11 | MILLENNIUM FINANCIAL GROUP, INC. | 24 | 2.5% | — |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 21 | 2.2% | — |
| 13 | PLANET HOME LENDING, LLC | 21 | 2.2% | — |
| 14 | Truist Bank 63 out of 100, Moderate | 18 | 1.9% | 40.8% |
| 15 | Broker Solutions, Inc. | 18 | 1.9% | — |
| 16 | Integrity Home Mortgage Corporation | 17 | 1.8% | — |
| 17 | UNITED SHORE FINANCIAL SERVICES, LLC | 15 | 1.5% | — |
| 18 | AmeriSave Mortgage Corporation | 15 | 1.5% | — |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 13 | 1.3% | 14.1% |
| 20 | Loandepot.Com, LLC | 13 | 1.3% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 13 | 1.3% | — |
| 22 | CAPON VALLEY BANK 61 out of 100, Moderate | 12 | 1.2% | 1.1% |
| 23 | FREEDOM MORTGAGE CORPORATION | 9 | 0.9% | — |
| 24 | USAA Federal Savings Bank 64 out of 100, Moderate | 9 | 0.9% | 37.2% |
| 25 | 21st Mortgage Corporation | 8 | 0.8% | — |
| 26 | Atlantic Coast Mortgage, LLC | 8 | 0.8% | — |
| 27 | C & F Mortgage Corporation | 8 | 0.8% | — |
| 28 | SOFI BANK, NATIONAL ASSOCIATION | 7 | 0.7% | — |
| 29 | City National Bank of West Virginia 78 out of 100, Strong | 7 | 0.7% | 27.3% |
| 30 | FIGURE LENDING LLC | 6 | 0.6% | — |
| 31 | Alcova Mortgage LLC | 6 | 0.6% | — |
| 32 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 6 | 0.6% | 32.9% |
| 33 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 5 | 0.5% | 22.2% |
| 34 | PNC Bank, National Association 62 out of 100, Moderate | 5 | 0.5% | 33.8% |
| 35 | Apple Federal Credit Union 76 out of 100, Strong | 5 | 0.5% | 33.0% |
| 36 | Bank of Clarke | 5 | 0.5% | — |
| 37 | CMG MORTGAGE, INC. | 4 | 0.4% | — |
| 38 | Citizens Bank, National Association 54 out of 100, Below average | 4 | 0.4% | 32.5% |
| 39 | Discover Bank | 4 | 0.4% | — |
| 40 | Bank of America, National Association 59 out of 100, Moderate | 4 | 0.4% | 44.7% |
Top 40 of 129 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in West Virginia
- Berkeley County 8,751 apps
- Kanawha County 5,775 apps
- Jefferson County 4,882 apps
- Monongalia County 3,167 apps
- Cabell County 2,912 apps
- Wood County 2,429 apps
- Raleigh County 2,418 apps
- Putnam County 2,274 apps
- Harrison County 2,073 apps
- Marion County 1,821 apps
- Mercer County 1,586 apps
- Wayne County 1,177 apps